Work out your 2026 Utah state income tax in seconds. This free Utah state income tax calculator applies Utah's 4.45% flat rate, deductions, exemptions and credits to your income and shows the tax in each bracket, your effective and marginal rates, federal income tax and an estimated refund or balance due. Use it as a Utah tax calculator for planning, to check your withholding, or to compare Utah with neighboring states. For every state at once, use the all-states income tax calculator.
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| Item | Amount |
|---|
| Taxable income slice | Rate | Tax |
|---|
These are estimates for planning, not tax or legal advice. Itemized deductions, tax credits not listed here, local rules and your actual return can change what you owe.
The same income and filing status in Utah and Idaho, Wyoming, Colorado, New Mexico, Arizona and Nevada, sorted from the lowest state income tax to the highest.
| State | State income tax | Effective rate | Top rate on your income |
|---|
| Single taxable income | Rate | Married (joint) taxable income | Rate |
|---|---|---|---|
| Over $0 | 4.45% | Over $0 | 4.45% |
Utah has a flat income tax: every dollar of taxable income is taxed at 4.45%. Utah does not have a standard deduction, so your income is taxed from the first dollar after exemptions. Utah has no standard deduction of its own; it uses a taxpayer tax credit that phases out as income rises.
Utah's rate is 4.45% for 2026 (SB 60). Its taxpayer tax credit (6% of the federal standard deduction plus $2,167 per dependent) phases out by 1.3 cents per dollar of income above $18,696 single, $28,045 head of household or $37,392 joint (2026 TC-40 draft figures).
Sources: Utah Department of Revenue 2026 rate schedules and withholding tables, cross-checked with the Tax Foundation's 2026 state bracket table; checked 26 Oct 2026.
The table shows estimated 2026 Utah income tax for a single filer at common incomes, using the standard deduction and no other deductions or credits. Federal income tax is shown for comparison. Every figure comes from the calculator above.
| Income | State income tax | Effective state rate | State bracket | Federal income tax | After all taxes |
|---|---|---|---|---|---|
| $30,000 | $515.95 | 1.72% | 4.45% | $1,420.00 | $25,769 |
| $40,000 | $1,090.95 | 2.73% | 4.45% | $2,620.00 | $33,229 |
| $50,000 | $1,665.95 | 3.33% | 4.45% | $3,820.00 | $40,689 |
| $60,000 | $2,240.95 | 3.73% | 4.45% | $5,020.00 | $48,149 |
| $75,000 | $3,103.45 | 4.14% | 4.45% | $7,670.00 | $58,489 |
| $100,000 | $4,450.00 | 4.45% | 4.45% | $13,170.00 | $74,730 |
| $150,000 | $6,675.00 | 4.45% | 4.45% | $24,734.00 | $107,116 |
| $200,000 | $8,900.00 | 4.45% | 4.45% | $36,734.00 | $140,027 |
| $300,000 | $13,350.00 | 4.45% | 4.45% | $68,134.25 | $201,827 |
On $50,000 of income a single Utah resident pays about $1,665.95 of state income tax, an effective rate of 3.33%. At $100,000 the tax is $4,450.00 (4.45%), and at $200,000 it is $8,900.00 (4.45%). State tax is smaller than federal income tax at every income shown: at $100,000 the federal bill is $13,170.00.
Married couples filing jointly get a larger deduction. Here is the same income range for a married couple with no children:
| Income | State income tax | Effective state rate | State bracket | Federal income tax | After all taxes |
|---|---|---|---|---|---|
| $30,000 | $0.00 | 0.00% | 4.45% | $0.00 | $27,705 |
| $40,000 | $0.00 | 0.00% | 4.45% | $780.00 | $36,160 |
| $50,000 | $456.90 | 0.91% | 4.45% | $1,780.00 | $43,938 |
| $60,000 | $1,031.90 | 1.72% | 4.45% | $2,840.00 | $51,538 |
| $75,000 | $1,894.40 | 2.53% | 4.45% | $4,640.00 | $62,728 |
| $100,000 | $3,331.90 | 3.33% | 4.45% | $7,640.00 | $81,378 |
| $150,000 | $6,206.90 | 4.14% | 4.45% | $15,340.00 | $116,978 |
| $200,000 | $8,900.00 | 4.45% | 4.45% | $26,340.00 | $150,421 |
| $300,000 | $13,350.00 | 4.45% | 4.45% | $49,468.00 | $220,943 |
A married couple with $100,000 of combined income pays about $3,331.90 in Utah income tax, compared with $4,450.00 for a single person with the same income.
Here is every step the calculator takes for a single filer in Utah with $75,000 of wages in 2026. These are the default inputs of the calculator above, so you can follow along line by line.
Every taxpayer's situation is a little different, but the order of the steps is always the same: start from income, subtract pre-tax contributions, subtract the state's deductions and exemptions, apply the brackets, and finally subtract credits.
Two different rates describe your Utah tax. The marginal rate is the rate on your next dollar: 4.45% for a single filer earning $75,000. The effective rate is total state tax divided by total income: $3,103.45 ÷ $75,000 = 4.14%. The effective rate is lower because deductions, exemptions and the lower brackets shelter part of the income.
| Single income | Marginal state rate | Effective state rate |
|---|---|---|
| $30,000 | 4.45% | 1.72% |
| $40,000 | 4.45% | 2.73% |
| $50,000 | 4.45% | 3.33% |
| $60,000 | 4.45% | 3.73% |
| $75,000 | 4.45% | 4.14% |
| $100,000 | 4.45% | 4.45% |
| $150,000 | 4.45% | 4.45% |
| $200,000 | 4.45% | 4.45% |
| $300,000 | 4.45% | 4.45% |
The marginal rate is what matters for decisions such as overtime, a bonus or a raise. At $75,000, earning $1,000 more raises Utah income tax by about $57.50, plus 22% federal income tax and 7.65% Social Security and Medicare.
Where you live – not only where you work – decides most of your state income tax bill. The table compares Utah with its neighboring states for the same incomes, using each state's own 2026 rules.
| State | Tax on $75,000 (single) | Effective rate | Tax on $150,000 (single) | Tax on $100,000 (married) |
|---|---|---|---|---|
| Wyoming | $0.00 | 0.00% | $0.00 | $0.00 |
| Nevada | $0.00 | 0.00% | $0.00 | $0.00 |
| Arizona | $1,472.50 | 1.96% | $3,347.50 | $1,695.00 |
| New Mexico | $2,359.30 | 3.15% | $6,019.10 | $2,575.60 |
| Colorado | $2,591.60 | 3.46% | $5,891.60 | $2,983.20 |
| Idaho | $2,866.72 | 3.82% | $6,841.72 | $3,083.43 |
| Utah | $3,103.45 | 4.14% | $6,675.00 | $3,331.90 |
At $75,000, a single filer pays $3,103.45 in Utah compared with $0.00 in Wyoming and $2,866.72 in Idaho. Living in Wyoming instead would save about $3,103 a year at that income. Remember that sales, property and local taxes also differ from state to state, so income tax is only one part of the total cost of living.
Among all 50 states and DC, Utah has the 38th-lowest state income tax for a single filer earning $75,000 in 2026 ($3,103.45), the 35th-lowest at $50,000 ($1,665.95) and the 30th-lowest at $150,000 ($6,675.00). For a married couple with $150,000 of income it ranks 36th-lowest ($6,206.90). The 9 states without a wage tax share first place, so a rank of 10 is the lowest possible for a state that taxes wages. Utah looks better at higher incomes because its single flat rate does not rise with income, while many other states' rates do.
A married couple filing jointly with $120,000 of wages and two children under 17 pays an estimated $4,221.86 in Utah income tax for 2026, compared with $4,481.90 for the same couple without children. Their federal income tax is $5,640.00 after $4,400.00 of child tax credits, and they keep about $100,958 after all taxes.
A single parent filing as head of household with $60,000 of wages and one child pays about $1,506.40 in Utah tax and $1,748.00 in federal income tax. Head-of-household filers get a larger federal standard deduction of $24,150 and wider federal brackets. For the state part the calculator uses the single-filer brackets and deductions, which is how many states treat head of household, but check your state form if it has separate head-of-household tables.
Pre-tax retirement contributions lower state tax too. A single filer earning $90,000 who contributes $6,000 to a 401(k) cuts Utah income tax by $345.00 and federal income tax by $1,320.00, so the $6,000 contribution costs only about $4,335 in take-home pay.
The brackets above are only part of your Utah tax bill. These Utah rules change what you actually owe, checked against state and Tax Foundation sources in October 2026.
| Deduction and exemption | No standard deduction; a nonrefundable taxpayer credit (based on the federal deduction, $966 maximum single per Tax Foundation) phases out with income. |
|---|---|
| Social Security and pensions | Social Security taxable but offset by a credit for incomes up to about $54,000 single (phased out above); $450 retirement credit as an alternative. |
| Credits worth knowing | State EITC (20% of federal, nonrefundable); Social Security benefits credit. |
| Local income tax | None. Only the state rate applies to wages. |
| Capital gains | Capital gains taxed at the flat rate. |
| Deadline for 2025 returns | April 15, 2026. |
| Tax agency | Utah State Tax Commission |
Every state starts from a slightly different number. This is exactly how Utah turns $75,000 of wages into a tax bill for 2026:
Utah tax at other incomes (wages only, 2026):
| Income | Single | Single rate | Married jointly | Married rate |
|---|---|---|---|---|
| $35,000 | $803 | 2.30% | $0 | 0.00% |
| $65,000 | $2,528 | 3.89% | $1,319 | 2.03% |
| $100,000 | $4,450 | 4.45% | $3,332 | 3.33% |
| $250,000 | $11,125 | 4.45% | $11,125 | 4.45% |
Utah deduction rules: No standard deduction; a nonrefundable taxpayer credit (based on the federal deduction, $966 maximum single per Tax Foundation) phases out with income.
A $1,000 raise in Utah: going from $75,000 to $76,000 adds $220 of federal income tax, $58 of Utah tax and $76.50 of Social Security and Medicare, so you keep about $646 of it.
| Filing status at $75,000 | Federal income tax | Utah tax | Total income tax | Effective rate |
|---|---|---|---|---|
| Single | $7,670 | $3,103 | $10,773 | 14.36% |
| Head of household | $5,748 | $2,499 | $8,247 | 11.00% |
| Married filing jointly | $4,640 | $1,894 | $6,534 | 8.71% |
For a single filer, Utah tax is 28.81% of the combined federal and state income tax bill at $75,000.
State income tax for a single filer in Utah and its neighbors (wages only, 2026):
| State | $50,000 | $100,000 | $200,000 |
|---|---|---|---|
| Utah | $1,666 | $4,450 | $8,900 |
| Idaho | $1,542 | $4,192 | $9,492 |
| Wyoming | $0 | $0 | $0 |
| Colorado | $1,492 | $3,692 | $8,092 |
| New Mexico | $1,184 | $3,569 | $8,469 |
| Arizona | $848 | $2,098 | $4,598 |
| Nevada | $0 | $0 | $0 |
In other words, moving from Idaho to Utah on $100,000 costs about $258 a year in state income tax; moving from Wyoming to Utah on $100,000 costs about $4,450 a year in state income tax; moving from Colorado to Utah on $100,000 costs about $758 a year in state income tax; moving from New Mexico to Utah on $100,000 costs about $881 a year in state income tax; moving from Arizona to Utah on $100,000 costs about $2,353 a year in state income tax; moving from Nevada to Utah on $100,000 costs about $4,450 a year in state income tax.
On $75,000 of wages your Utah tax for 2026 is about $3,103, so an employer paying every two weeks should withhold close to $119.36 per paycheck ($258.62 a month). That amount is driven by the Uses federal Form W-4 you gave your employer, not the federal W-4.
Side income: $10,000 of freelance or rental income on top of that salary adds about $575 of Utah tax and $2,200 of federal income tax. Because nothing is withheld from it, pay about $144 to Utah each quarter, or raise your paycheck withholding, to avoid an underpayment penalty.
Monthly view of a $75,000 single Utah salary in 2026:
| Each month | Amount |
|---|---|
| Gross pay | $6,250.00 |
| Federal income tax | $639.17 |
| Social Security and Medicare | $478.13 |
| Utah income tax | $258.62 |
| Left after income and payroll taxes | $4,874.09 |
This calculator covers the main Utah deductions and exemptions. Here is how the biggest choices change Utah tax on $75,000 of wages:
| Situation | Utah tax | Change |
|---|---|---|
| Single, no deductions | $3,103 | — |
| $5,000 to a traditional 401(k) | $2,816 | −$287 |
| Two children under 17 | $2,843 | −$260 |
| Married filing jointly, one income | $1,894 | −$1,209 |
Other Utah rules that can lower (or raise) your bill but are not entered above:
Two more examples on $75,000: putting $4,400 into an HSA through payroll brings Utah tax to $2,850 and federal tax to $6,702. A married couple with two children who also save $5,000 in a 401(k) owe $0 federal and $1,347 Utah tax, $9,427 less than a single filer with no deductions.
Traditional 401(k) contributions on a $75,000 Utah salary, single filer:
| 401(k) contribution | Federal income tax | Utah tax | Take-home after saving |
|---|---|---|---|
| 0% ($0) | $7,670 | $3,103 | $58,489 |
| 5% ($3,750) | $6,845 | $2,888 | $55,780 |
| 10% ($7,500) | $6,020 | $2,672 | $53,070 |
| 15% ($11,250) | $5,470 | $2,457 | $50,086 |
Each step up in savings lowers both your federal and Utah tax, so the money you put away costs less than its face value.
A quick walk-through with Utah numbers, so you can see how each box changes the result:
Every figure updates as you type, and nothing you enter leaves your browser. For official forms and payment options use the Utah State Tax Commission.
Paid by the hour? Multiply your rate by 2,080 hours (40 a week). At $20 an hour that is $41,600 a year, with $1,183 of Utah tax and $2,812 federal; at $30 an hour ($62,400) it is $2,379 Utah and $5,308 federal.
Yearly taxes at common hourly wages in Utah (single, 40 hours a week, 2026):
| Hourly wage | Federal income tax | Utah tax | Left after all taxes |
|---|---|---|---|
| $15/hour ($31,200) | $1,564 | $585 | $26,664 |
| $20/hour ($41,600) | $2,812 | $1,183 | $34,423 |
| $25/hour ($52,000) | $4,060 | $1,781 | $42,181 |
| $35/hour ($72,800) | $7,186 | $2,977 | $57,068 |
| $50/hour ($104,000) | $14,050 | $4,628 | $77,366 |
Utah has a flat 4.45% income tax for 2026. The full bracket table and deductions are shown above.
A single filer with $50,000 of income pays about $1,665.95 of Utah income tax in 2026, an effective rate of 3.33%.
A single filer pays about $4,450.00 on $100,000 (4.45%); a married couple filing jointly with the same income pays about $3,331.90.
Utah does not have a standard deduction, so your income is taxed from the first dollar after exemptions. Utah has no standard deduction of its own; it uses a taxpayer tax credit that phases out as income rises.
Enter your 2026 wages, other income, filing status, dependents and any 401(k) contributions in the Utah income tax calculator above. It subtracts the Utah deductions and exemptions, applies the 2026 brackets and credits, and shows the tax by bracket, your effective and marginal rates and a refund estimate.
Utah's rate is 4.45% for 2026 (SB 60). Its taxpayer tax credit (6% of the federal standard deduction plus $2,167 per dependent) phases out by 1.3 cents per dollar of income above $18,696 single, $28,045 head of household or $37,392 joint (2026 TC-40 draft figures).
It uses official 2026 federal figures and the latest official state rates, deductions and exemptions, checked on 26 October 2026. Itemized deductions, retirement exclusions and other state credits are not included, so your real tax may be lower.
Social Security taxable but offset by a credit for incomes up to about $54,000 single (phased out above); $450 retirement credit as an alternative.
April 15, 2026 is the deadline for 2025 Utah returns.
Capital gains taxed at the flat rate.
State EITC (20% of federal, nonrefundable); Social Security benefits credit.
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