California State Income Tax Calculator 2026

Work out your 2026 California state income tax in seconds. This free California state income tax calculator applies California's 1%–13.3% brackets, deductions, exemptions and credits to your income and shows the tax in each bracket, your effective and marginal rates, federal income tax and an estimated refund or balance due. Use it as a California tax calculator for planning, to check your withholding, or to compare California with neighboring states. For every state at once, use the all-states income tax calculator.

  • 2026 tax year: uses California's 2026 brackets (1%–13.3% brackets), deductions and exemptions, plus the 2026 federal brackets and standard deduction from IRS Rev. Proc. 2025-32.
  • Real deductions and credits: state standard deductions, personal and dependent exemptions, exemption credits and phase-outs are applied the way the state's own tax tables apply them.
  • Refund or balance due: enter the state tax already withheld from your W-2s to see whether you are likely to get money back or owe.
  • Every filing status: single, married filing jointly or head of household, with children and other dependents.

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🧮 California Income Tax Calculator

Interest, side-gig profit, taxable retirement income
From box 17 of your W-2s – shows refund or amount owed

📊 Your 2026 Income Tax Estimate

$0
State income tax
0%
Effective state rate
0%
State marginal rate
–
Refund / amount owed
ItemAmount

State tax by bracket

Taxable income sliceRateTax

These are estimates for planning, not tax or legal advice. Itemized deductions, tax credits not listed here, local rules and your actual return can change what you owe.

🗺️ Your Tax in California vs Neighboring States

The same income and filing status in California and Oregon, Nevada and Arizona, sorted from the lowest state income tax to the highest.

StateState income taxEffective rateTop rate on your income

🏛️ California Income Tax Brackets and Rates 2026

Single taxable incomeRateMarried (joint) taxable incomeRate
$0 – $11,0791%$0 – $22,1581%
$11,079 – $26,2642%$22,158 – $52,5282%
$26,264 – $41,4524%$52,528 – $82,9044%
$41,452 – $57,5426%$82,904 – $115,0846%
$57,542 – $72,7248%$115,084 – $145,4488%
$72,724 – $371,4799.3%$145,448 – $742,9589.3%
$371,479 – $445,77110.3%$742,958 – $891,54210.3%
$445,771 – $742,95311.3%$891,542 – $1,000,00011.3%
$742,953 – $1,000,00012.3%$1,000,000 – $1,485,90612.3%
Over $1,000,00013.3%Over $1,485,90613.3%

California has a graduated income tax with 10 rates, from 1% up to 13.3%. Each rate applies only to the slice of taxable income inside its bracket, so moving into a higher bracket never raises the tax on income you already earned. Married couples filing jointly get wider brackets than single filers. California gives a standard deduction of $5,706 for single filers and $11,412 for married couples filing jointly. Instead of exemptions that reduce income, California gives exemption credits that reduce the tax itself: $153 for a single filer, $306 for a married couple and $475 per dependent.

Estimate note: California publishes its 2026 indexed brackets, standard deduction and credits in late December 2026; the 2025 figures are used until then.

Sources: California Department of Revenue 2026 rate schedules and withholding tables, cross-checked with the Tax Foundation's 2026 state bracket table; checked 26 Oct 2026.

📊 California Income Tax on Common Incomes (2026)

The table shows estimated 2026 California income tax for a single filer at common incomes, using the standard deduction and no other deductions or credits. Federal income tax is shown for comparison. Every figure comes from the calculator above.

IncomeState income taxEffective state rateState bracketFederal income taxAfter all taxes
$30,000$222.090.74%2%$1,420.00$26,063
$40,000$582.691.46%4%$2,620.00$33,737
$50,000$1,039.532.08%6%$3,820.00$41,315
$60,000$1,639.532.73%6%$5,020.00$48,750
$75,000$2,774.573.70%8%$7,670.00$58,818
$100,000$5,054.985.05%9.3%$13,170.00$74,125
$150,000$9,704.986.47%9.3%$24,734.00$104,086
$200,000$14,354.987.18%9.3%$36,734.00$134,572
$300,000$23,654.987.88%9.3%$68,134.25$191,522

On $50,000 of income a single California resident pays about $1,039.53 of state income tax, an effective rate of 2.08%. At $100,000 the tax is $5,054.98 (5.05%), and at $200,000 it is $14,354.98 (7.18%). State tax is smaller than federal income tax at every income shown: at $100,000 the federal bill is $13,170.00.

Married couples filing jointly get wider brackets and a larger deduction. Here is the same income range for a married couple with no children:

IncomeState income taxEffective state rateState bracketFederal income taxAfter all taxes
$30,000$0.000.00%1%$0.00$27,705
$40,000$44.180.11%2%$780.00$36,116
$50,000$244.180.49%2%$1,780.00$44,151
$60,000$444.180.74%2%$2,840.00$52,126
$75,000$965.381.29%4%$4,640.00$63,657
$100,000$2,079.062.08%6%$7,640.00$82,631
$150,000$5,549.143.70%8%$15,340.00$117,636
$200,000$10,109.965.05%9.3%$26,340.00$149,211
$300,000$19,409.966.47%9.3%$49,468.00$214,883

A married couple with $100,000 of combined income pays about $2,079.06 in California income tax, compared with $5,054.98 for a single person with the same income.

🧾 Worked Example: California Income Tax on $75,000

Here is every step the calculator takes for a single filer in California with $75,000 of wages in 2026. These are the default inputs of the calculator above, so you can follow along line by line.

  1. Income: $75,000 of wages, no other income and no 401(k) contributions, so the adjusted gross income (AGI) is $75,000.
  2. California taxable income: $75,000 minus the $5,706 standard deduction = $69,294.
  3. California tax by bracket:
    • $0 – $11,079 at 1% = $110.79
    • $11,079 – $26,264 at 2% = $303.70
    • $26,264 – $41,452 at 4% = $607.52
    • $41,452 – $57,542 at 6% = $965.40
    • $57,542 – $69,294 at 8% = $940.16
    Tax before credits: $2,927.57.
  4. Credits: the California exemption or taxpayer credit reduces this by $153.00.
  5. California income tax: $2,774.57, an effective rate of 3.70% of total income, while the top bracket reached is 8%.
  6. Federal income tax: $75,000 − $16,100 standard deduction = $58,900 taxable.
    • $0 – $12,400 at 10% = $1,240.00
    • $12,400 – $50,400 at 12% = $4,560.00
    • $50,400 – $58,900 at 22% = $1,870.00
    Total: $7,670.00.
  7. Social Security and Medicare: $4,650.00 + $1,087.50 = $5,737.50.
  8. Result: total tax of $16,182.07 (21.58% of income) leaves $58,817.93 after tax.

Every taxpayer's situation is a little different, but the order of the steps is always the same: start from income, subtract pre-tax contributions, subtract the state's deductions and exemptions, apply the brackets, and finally subtract credits.

📈 Marginal vs Effective Tax Rate in California

Two different rates describe your California tax. The marginal rate is the rate on your next dollar: 8% for a single filer earning $75,000. The effective rate is total state tax divided by total income: $2,774.57 ÷ $75,000 = 3.70%. The effective rate is lower because deductions, exemptions and the lower brackets shelter part of the income.

Single incomeMarginal state rateEffective state rate
$30,0002%0.74%
$40,0004%1.46%
$50,0006%2.08%
$60,0006%2.73%
$75,0008%3.70%
$100,0009.3%5.05%
$150,0009.3%6.47%
$200,0009.3%7.18%
$300,0009.3%7.88%

The marginal rate is what matters for decisions such as overtime, a bonus or a raise. At $75,000, earning $1,000 more raises California income tax by about $80.00, plus 22% federal income tax and 7.65% Social Security and Medicare.

🧭 California vs Neighboring States

Where you live – not only where you work – decides most of your state income tax bill. The table compares California with its neighboring states for the same incomes, using each state's own 2026 rules.

StateTax on $75,000 (single)Effective rateTax on $150,000 (single)Tax on $100,000 (married)
Nevada$0.000.00%$0.00$0.00
Arizona$1,472.501.96%$3,347.50$1,695.00
California$2,774.573.70%$9,704.98$2,079.06
Oregon$5,054.756.74%$12,805.41$6,408.25

At $75,000, a single filer pays $2,774.57 in California compared with $0.00 in Nevada and $5,054.75 in Oregon. Living in Nevada instead would save about $2,775 a year at that income. Remember that sales, property and local taxes also differ from state to state, so income tax is only one part of the total cost of living.

🏆 How California Ranks for Income Tax

Among all 50 states and DC, California has the 31st-lowest state income tax for a single filer earning $75,000 in 2026 ($2,774.57), the 14th-lowest at $50,000 ($1,039.53) and the 49th-lowest at $150,000 ($9,704.98). For a married couple with $150,000 of income it ranks 29th-lowest ($5,549.14). The 9 states without a wage tax share first place, so a rank of 10 is the lowest possible for a state that taxes wages. California ranks worse at higher incomes because its graduated rates take a bigger share as income grows.

👨‍👩‍👧 California Tax for Families, Single Parents and 401(k) Savers

A married couple filing jointly with $120,000 of wages and two children under 17 pays an estimated $2,329.06 in California income tax for 2026, compared with $3,279.06 for the same couple without children. Their federal income tax is $5,640.00 after $4,400.00 of child tax credits, and they keep about $102,851 after all taxes.

A single parent filing as head of household with $60,000 of wages and one child pays about $1,164.53 in California tax and $1,748.00 in federal income tax. Head-of-household filers get a larger federal standard deduction of $24,150 and wider federal brackets. For the state part the calculator uses the single-filer brackets and deductions, which is how many states treat head of household, but check your state form if it has separate head-of-household tables.

Pre-tax retirement contributions lower state tax too. A single filer earning $90,000 who contributes $6,000 to a 401(k) cuts California income tax by $558.00 and federal income tax by $1,320.00, so the $6,000 contribution costs only about $4,122 in take-home pay.

🧭 California Income Tax Rules Beyond the Brackets

The brackets above are only part of your California tax bill. These California rules change what you actually owe, checked against state and Tax Foundation sources in October 2026.

Social Security and pensionsSocial Security exempt; pensions and other retirement income fully taxable.
Credits worth knowingCalEITC (refundable) and Young Child Tax Credit; nonrefundable renter's credit ($60 single) for lower incomes.
Local income taxNo local personal income tax (SF and some cities levy business/payroll taxes on employers).
Capital gainsCapital gains taxed as ordinary income, up to 13.3%.
Deadline for 2025 returnsApril 15, 2026.
Tax agencyFranchise Tax Board (payroll withholding is run by EDD)

📚 How State Income Tax Works in California

State income tax is charged on top of federal income tax. Most states start from your federal adjusted gross income (AGI), make a few additions and subtractions of their own, subtract a state standard deduction or itemized deductions and personal exemptions, and then apply their own rate schedule. Credits come off the tax at the end. The calculator follows exactly that order for California.

States fall into three groups. Some have no tax on wages at all. Some use a single flat rate, so every dollar of taxable income is taxed the same way. The rest use graduated brackets like the federal system, where higher slices of income are taxed at higher rates. Two states with the same top rate can produce very different bills because their brackets, deductions and exemptions differ, which is why it is worth running the numbers rather than comparing headline rates.

Your state of residence can tax all of your income, wherever it is earned. If you work in another state, that state can usually tax the wages you earn there as a nonresident, and your home state then gives you a credit for the tax paid to the other state so the same income is not fully taxed twice. Some neighboring states have reciprocity agreements that let commuters pay only their home state. People who move during the year usually file part-year resident returns in both states.

🧾 Withholding, Refunds and Estimated Payments

Employers withhold state income tax from each paycheck based on the state's withholding tables and the state or federal withholding certificate you filed. Withholding is only a prepayment. Your real tax is worked out on the return you file after the year ends, and the difference becomes a refund or a balance due. Box 17 of your W-2 shows how much state tax was withheld for the year; enter it in the calculator to estimate your refund or amount owed.

If you have income without withholding – freelance or gig work, rental income, large interest or investment gains – you may need to make quarterly estimated payments to avoid underpayment penalties. Most states follow the federal pattern: payments in April, June, September and January, with safe-harbor rules based on last year's tax. A larger refund is not free money; it means too much was withheld during the year, and adjusting your withholding certificate can put that money in your paychecks instead.

Most states set their individual return deadline on or near the federal one, which for 2026 returns is April 15, 2027, although a few states use a later date. Check your state revenue department's website for the exact deadline, extension rules and whether you can file free online.

➕ Deductions and Credits Beyond This Estimate

To keep the calculator simple and transparent it applies the standard deduction, personal and dependent exemptions and the main exemption or taxpayer credits for each state. Your real California return may also include:

  • Itemized deductions – mortgage interest, property taxes, charitable gifts and medical costs, where the state allows itemizing and it beats the standard deduction.
  • Retirement income exclusions – many states exempt Social Security benefits and part or all of pension or IRA income, especially for older residents.
  • State earned income tax credits and child credits – often a percentage of the federal EITC, and sometimes refundable.
  • Credits for taxes paid to other states – for people who live in one state and work in another.
  • Education, renter, property-tax and dependent-care credits – these vary widely and can be worth hundreds of dollars.
  • Local income taxes – cities, counties or school districts in some states add their own tax; enter the rate in the local tax box.

If any of these apply to you, your actual tax will usually be lower than the estimate shown. For the exact figure use your state's official tax forms or tax software, and treat this page as a quick, well-documented starting point.

🛠️ How to Use This State Income Tax Calculator

1. Pick your state and filing status. 2. Enter your expected 2026 wages and any other taxable income. 3. Add what you plan to put into a traditional 401(k), 403(b) or deductible IRA – these contributions are subtracted before state and federal income tax. 4. Enter the number of children under 17 and other dependents. 5. Optionally type the state tax already withheld from your W-2 to see a refund or balance-due estimate.

The result shows your state taxable income, the tax in each bracket, your effective and marginal state rates, federal income tax, Social Security and Medicare, and the money left after taxes. The comparison table updates at the same time, so you can see what the same income would cost in other states. Copy the results, download them as a text file, save a PDF or share them on WhatsApp with the buttons under the calculator.

All of the figures in the article on this page were produced by the same calculation code that runs in the calculator, using the default inputs where it says so, so the numbers in the text and in the tool always agree.

❓ California Income Tax FAQ

What is the California state income tax rate for 2026?

California has graduated rates from 1% to 13.3% for 2026. The full bracket table and deductions are shown above.

How much is California state income tax on $50,000?

A single filer with $50,000 of income pays about $1,039.53 of California income tax in 2026, an effective rate of 2.08%.

How much is California state income tax on $100,000?

A single filer pays about $5,054.98 on $100,000 (5.05%); a married couple filing jointly with the same income pays about $2,079.06.

Does California have a standard deduction?

California gives a standard deduction of $5,706 for single filers and $11,412 for married couples filing jointly. Instead of exemptions that reduce income, California gives exemption credits that reduce the tax itself: $153 for a single filer, $306 for a married couple and $475 per dependent.

How do I calculate my California income tax?

Enter your 2026 wages, other income, filing status, dependents and any 401(k) contributions in the California income tax calculator above. It subtracts the California deductions and exemptions, applies the 2026 brackets and credits, and shows the tax by bracket, your effective and marginal rates and a refund estimate.

Is this calculator accurate?

It uses official 2026 federal figures and the latest official state rates, deductions and exemptions, checked on 26 October 2026. Itemized deductions, retirement exclusions and other state credits are not included, so your real tax may be lower. California publishes its 2026 indexed brackets, standard deduction and credits in late December 2026; the 2025 figures are used until then.

Does California tax Social Security and retirement income?

Social Security exempt; pensions and other retirement income fully taxable.

When are California tax returns due?

April 15, 2026 is the deadline for 2025 California returns.

How does California tax capital gains?

Capital gains taxed as ordinary income, up to 13.3%.

What tax credits does California offer?

CalEITC (refundable) and Young Child Tax Credit; nonrefundable renter's credit ($60 single) for lower incomes.

🗺️ Income Tax Calculators for Other States

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