Ohio State Income Tax Calculator 2026

Work out your 2026 Ohio state income tax in seconds. This free Ohio state income tax calculator applies Ohio's 2.75% flat rate, deductions, exemptions and credits to your income and shows the tax in each bracket, your effective and marginal rates, federal income tax and an estimated refund or balance due. Use it as a Ohio tax calculator for planning, to check your withholding, or to compare Ohio with neighboring states. For every state at once, use the all-states income tax calculator.

  • 2026 tax year: uses Ohio's 2026 brackets (2.75% flat rate), deductions and exemptions, plus the 2026 federal brackets and standard deduction from IRS Rev. Proc. 2025-32.
  • Real deductions and credits: state standard deductions, personal and dependent exemptions, exemption credits and phase-outs are applied the way the state's own tax tables apply them.
  • Refund or balance due: enter the state tax already withheld from your W-2s to see whether you are likely to get money back or owe.
  • Every filing status: single, married filing jointly or head of household, with children and other dependents.

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🧮 Ohio Income Tax Calculator

Interest, side-gig profit, taxable retirement income
From box 17 of your W-2s – shows refund or amount owed

📊 Your 2026 Income Tax Estimate

$0
State income tax
0%
Effective state rate
0%
State marginal rate
–
Refund / amount owed
ItemAmount

State tax by bracket

Taxable income sliceRateTax

These are estimates for planning, not tax or legal advice. Itemized deductions, tax credits not listed here, local rules and your actual return can change what you owe.

🗺️ Your Tax in Ohio vs Neighboring States

The same income and filing status in Ohio and Pennsylvania, West Virginia, Kentucky, Indiana and Michigan, sorted from the lowest state income tax to the highest.

StateState income taxEffective rateTop rate on your income

🏛️ Ohio Income Tax Brackets and Rates 2026

Single taxable incomeRateMarried (joint) taxable incomeRate
$0 – $26,0500%$0 – $26,0500%
Over $26,0502.75%Over $26,0502.75%

Ohio taxes nonbusiness income above $26,050 at a fixed $332 plus 2.75% of the excess, and income below that level is not taxed. Ohio does not have a standard deduction, so your income is taxed from the first dollar after exemptions. Personal and dependent exemptions depend on income (see the note below the table).

For 2026 Ohio taxes nonbusiness income above $26,050 at $332 plus 2.75% of the excess. Its personal and dependent exemption is $2,400 up to $40,000 of income, $2,150 up to $80,000, $1,900 up to $500,000 and $0 at $500,000 or more. Most Ohio cities levy a municipal income tax (often 1%–2.5%). Add it in the local tax box. In the table the 2.75% rate applies above $26,050; the fixed $332 base amount is added on top.

Sources: Ohio Department of Revenue 2026 rate schedules and withholding tables, cross-checked with the Tax Foundation's 2026 state bracket table; checked 26 Oct 2026.

📊 Ohio Income Tax on Common Incomes (2026)

The table shows estimated 2026 Ohio income tax for a single filer at common incomes, using the standard deduction and no other deductions or credits. Federal income tax is shown for comparison. Every figure comes from the calculator above.

IncomeState income taxEffective state rateState bracketFederal income taxAfter all taxes
$30,000$374.631.25%2.75%$1,420.00$25,910
$40,000$649.631.62%2.75%$2,620.00$33,670
$50,000$931.501.86%2.75%$3,820.00$41,424
$60,000$1,206.502.01%2.75%$5,020.00$49,184
$75,000$1,619.002.16%2.75%$7,670.00$59,974
$100,000$2,313.382.31%2.75%$13,170.00$76,867
$150,000$3,688.382.46%2.75%$24,734.00$110,103
$200,000$5,063.382.53%2.75%$36,734.00$143,864
$300,000$7,813.382.60%2.75%$68,134.25$207,363

On $50,000 of income a single Ohio resident pays about $931.50 of state income tax, an effective rate of 1.86%. At $100,000 the tax is $2,313.38 (2.31%), and at $200,000 it is $5,063.38 (2.53%). State tax is smaller than federal income tax at every income shown: at $100,000 the federal bill is $13,170.00.

Married couples filing jointly get a larger deduction. Here is the same income range for a married couple with no children:

IncomeState income taxEffective state rateState bracketFederal income taxAfter all taxes
$30,000$0.000.00%0%$0.00$27,705
$40,000$583.631.46%2.75%$780.00$35,576
$50,000$872.381.74%2.75%$1,780.00$43,523
$60,000$1,147.381.91%2.75%$2,840.00$51,423
$75,000$1,559.882.08%2.75%$4,640.00$63,063
$100,000$2,261.132.26%2.75%$7,640.00$82,449
$150,000$3,636.132.42%2.75%$15,340.00$119,549
$200,000$5,011.132.51%2.75%$26,340.00$154,310
$300,000$7,761.132.59%2.75%$49,468.00$226,532

A married couple with $100,000 of combined income pays about $2,261.13 in Ohio income tax, compared with $2,313.38 for a single person with the same income.

🧾 Worked Example: Ohio Income Tax on $75,000

Here is every step the calculator takes for a single filer in Ohio with $75,000 of wages in 2026. These are the default inputs of the calculator above, so you can follow along line by line.

  1. Income: $75,000 of wages, no other income and no 401(k) contributions, so the adjusted gross income (AGI) is $75,000.
  2. Ohio taxable income: $75,000 minus $2,150 of exemptions = $72,850.
  3. Ohio tax by bracket:
    • $26,050 – $72,850 at 2.75% = $1,287.00
    • plus the fixed base amount of $332
    Tax before credits: $1,619.00.
  4. Ohio income tax: $1,619.00, an effective rate of 2.16% of total income, while the top bracket reached is 2.75%.
  5. Federal income tax: $75,000 − $16,100 standard deduction = $58,900 taxable.
    • $0 – $12,400 at 10% = $1,240.00
    • $12,400 – $50,400 at 12% = $4,560.00
    • $50,400 – $58,900 at 22% = $1,870.00
    Total: $7,670.00.
  6. Social Security and Medicare: $4,650.00 + $1,087.50 = $5,737.50.
  7. Result: total tax of $15,026.50 (20.04% of income) leaves $59,973.50 after tax.

Every taxpayer's situation is a little different, but the order of the steps is always the same: start from income, subtract pre-tax contributions, subtract the state's deductions and exemptions, apply the brackets, and finally subtract credits.

📈 Marginal vs Effective Tax Rate in Ohio

Two different rates describe your Ohio tax. The marginal rate is the rate on your next dollar: 2.75% for a single filer earning $75,000. The effective rate is total state tax divided by total income: $1,619.00 ÷ $75,000 = 2.16%. The effective rate is lower because deductions, exemptions and the lower brackets shelter part of the income.

Single incomeMarginal state rateEffective state rate
$30,0002.75%1.25%
$40,0002.75%1.62%
$50,0002.75%1.86%
$60,0002.75%2.01%
$75,0002.75%2.16%
$100,0002.75%2.31%
$150,0002.75%2.46%
$200,0002.75%2.53%
$300,0002.75%2.60%

The marginal rate is what matters for decisions such as overtime, a bonus or a raise. At $75,000, earning $1,000 more raises Ohio income tax by about $27.50, plus 22% federal income tax and 7.65% Social Security and Medicare.

🧭 Ohio vs Neighboring States

Where you live – not only where you work – decides most of your state income tax bill. The table compares Ohio with its neighboring states for the same incomes, using each state's own 2026 rules.

StateTax on $75,000 (single)Effective rateTax on $150,000 (single)Tax on $100,000 (married)
Ohio$1,619.002.16%$3,688.38$2,261.13
Indiana$2,183.002.91%$4,395.50$2,891.00
Pennsylvania$2,302.503.07%$4,605.00$3,070.00
Kentucky$2,507.403.34%$5,132.40$3,382.40
West Virginia$2,545.903.39%$5,980.90$3,599.30
Michigan$2,936.753.92%$6,124.25$3,748.50

At $75,000, a single filer pays $1,619.00 in Ohio compared with $2,183.00 in Indiana and $2,936.75 in Michigan. Compared with Michigan, a Ohio resident keeps about $1,318 more each year. Remember that sales, property and local taxes also differ from state to state, so income tax is only one part of the total cost of living.

🏆 How Ohio Ranks for Income Tax

Among all 50 states and DC, Ohio has the 12th-lowest state income tax for a single filer earning $75,000 in 2026 ($1,619.00), the 12th-lowest at $50,000 ($931.50) and the 12th-lowest at $150,000 ($3,688.38). For a married couple with $150,000 of income it ranks 12th-lowest ($3,636.13). The 9 states without a wage tax share first place, so a rank of 10 is the lowest possible for a state that taxes wages.

👨‍👩‍👧 Ohio Tax for Families, Single Parents and 401(k) Savers

A married couple filing jointly with $120,000 of wages and two children under 17 pays an estimated $2,706.63 in Ohio income tax for 2026, compared with $2,811.13 for the same couple without children. Their federal income tax is $5,640.00 after $4,400.00 of child tax credits, and they keep about $102,473 after all taxes.

A single parent filing as head of household with $60,000 of wages and one child pays about $1,147.38 in Ohio tax and $1,748.00 in federal income tax. Head-of-household filers get a larger federal standard deduction of $24,150 and wider federal brackets. For the state part the calculator uses the single-filer brackets and deductions, which is how many states treat head of household, but check your state form if it has separate head-of-household tables.

Pre-tax retirement contributions lower state tax too. A single filer earning $90,000 who contributes $6,000 to a 401(k) cuts Ohio income tax by $165.00 and federal income tax by $1,320.00, so the $6,000 contribution costs only about $4,515 in take-home pay.

🧭 Ohio Income Tax Rules Beyond the Brackets

The brackets above are only part of your Ohio tax bill. These Ohio rules change what you actually owe, checked against state and Tax Foundation sources in October 2026.

Deduction and exemptionNo standard deduction; personal exemption $2,400 at lower incomes (scaled by income, unavailable above $500,000 MAGI).
Social Security and pensionsSocial Security exempt; pensions taxable with a small retirement income credit.
Credits worth knowingState EITC (30% of federal, nonrefundable); joint filing credit (MAGI $500,000 or less).
Local income taxYes: most cities and some school districts, e.g. Columbus 2.5% and Cleveland 2.5%.
Capital gainsCapital gains taxed as ordinary income; separate business income deduction and 3% rate for business income.
Deadline for 2025 returnsApril 15, 2026.
Tax agencyOhio Department of Taxation

📚 How State Income Tax Works in Ohio

Every state starts from a slightly different number. This is exactly how Ohio turns $75,000 of wages into a tax bill for 2026:

  1. Start from federal AGI: $75,000 for a single filer with $75,000 of wages and no pre-tax deductions.
  2. Subtract Ohio deductions: $2,150 personal exemption, leaving $72,850 of Ohio taxable income.
  3. Apply the flat rate: 2.75% on taxable income above $26,050.
  4. Ohio income tax: $1,619, an effective rate of 2.16% and a marginal rate of 2.75% on your next dollar.

Ohio tax at other incomes (wages only, 2026):

IncomeSingleSingle rateMarried jointlyMarried rate
$35,000$5121.46%$4461.27%
$65,000$1,3442.07%$1,2851.98%
$100,000$2,3132.31%$2,2612.26%
$250,000$6,4382.58%$6,3862.55%

Ohio deduction rules: No standard deduction; personal exemption $2,400 at lower incomes (scaled by income, unavailable above $500,000 MAGI).

A $1,000 raise in Ohio: going from $75,000 to $76,000 adds $220 of federal income tax, $28 of Ohio tax and $76.50 of Social Security and Medicare, so you keep about $676 of it.

Filing status at $75,000Federal income taxOhio taxTotal income taxEffective rate
Single$7,670$1,619$9,28912.39%
Head of household$5,748$1,619$7,3679.82%
Married filing jointly$4,640$1,560$6,2008.27%

For a single filer, Ohio tax is 17.43% of the combined federal and state income tax bill at $75,000.

State income tax for a single filer in Ohio and its neighbors (wages only, 2026):

State$50,000$100,000$200,000
Ohio$932$2,313$5,063
Pennsylvania$1,535$3,070$6,140
West Virginia$1,444$3,691$8,271
Kentucky$1,632$3,382$6,882
Indiana$1,446$2,921$5,871
Michigan$1,874$3,999$8,249

In other words, moving from Pennsylvania to Ohio on $100,000 saves about $757 a year in state income tax; moving from West Virginia to Ohio on $100,000 saves about $1,378 a year in state income tax; moving from Kentucky to Ohio on $100,000 saves about $1,069 a year in state income tax; moving from Indiana to Ohio on $100,000 saves about $607 a year in state income tax; moving from Michigan to Ohio on $100,000 saves about $1,686 a year in state income tax.

🧾 Withholding, Refunds and Estimated Payments

On $75,000 of wages your Ohio tax for 2026 is about $1,619, so an employer paying every two weeks should withhold close to $62.27 per paycheck ($134.92 a month). That amount is driven by the Form IT 4 you gave your employer, not the federal W-4.

Side income: $10,000 of freelance or rental income on top of that salary adds about $282 of Ohio tax and $2,200 of federal income tax. Because nothing is withheld from it, pay about $70 to Ohio each quarter, or raise your paycheck withholding, to avoid an underpayment penalty.

  • Deadline for 2025 Ohio returns: April 15, 2026.
  • Bonus withholding: 2.75% optional flat rate for 2026.
  • Local tax: Yes: most cities and some school districts, e.g. Columbus 2.5% and Cleveland 2.5%.
  • Refund or bill: if your Ohio withholding for the year was $1,919 and your tax is $1,619, you get about $300 back; if it was $1,319, you owe about $300.

Monthly view of a $75,000 single Ohio salary in 2026:

Each monthAmount
Gross pay$6,250.00
Federal income tax$639.17
Social Security and Medicare$478.13
Ohio income tax$134.92
Left after income and payroll taxes$4,997.79

➕ Deductions and Credits Beyond This Estimate

This calculator covers the main Ohio deductions and exemptions. Here is how the biggest choices change Ohio tax on $75,000 of wages:

SituationOhio taxChange
Single, no deductions$1,619—
$5,000 to a traditional 401(k)$1,482−$137
Two children under 17$1,501−$118
Married filing jointly, one income$1,560−$59

Other Ohio rules that can lower (or raise) your bill but are not entered above:

  • Credits: State EITC (30% of federal, nonrefundable); joint filing credit (MAGI $500,000 or less).
  • Retirement income: Social Security exempt; pensions taxable with a small retirement income credit.
  • Capital gains: Capital gains taxed as ordinary income; separate business income deduction and 3% rate for business income.

Two more examples on $75,000: putting $4,400 into an HSA through payroll brings Ohio tax to $1,498 and federal tax to $6,702. A married couple with two children who also save $5,000 in a 401(k) owe $0 federal and $1,304 Ohio tax, $7,985 less than a single filer with no deductions.

Traditional 401(k) contributions on a $75,000 Ohio salary, single filer:

401(k) contributionFederal income taxOhio taxTake-home after saving
0% ($0)$7,670$1,619$59,974
5% ($3,750)$6,845$1,516$57,152
10% ($7,500)$6,020$1,413$54,330
15% ($11,250)$5,470$1,310$51,233

Each step up in savings lowers both your federal and Ohio tax, so the money you put away costs less than its face value.

🛠️ How to Use This State Income Tax Calculator

A quick walk-through with Ohio numbers, so you can see how each box changes the result:

  1. Pick Ohio and enter $75,000 of wages. The estimate shows $1,619 of Ohio tax (2.16%) and $7,670 of federal income tax.
  2. Add a $5,000 pre-tax 401(k). Ohio tax drops to $1,482 and federal tax to $6,570.
  3. Switch the filing status to married filing jointly. Ohio tax becomes $1,560 and federal tax $4,640.
  4. Add two children. Ohio tax becomes $1,442 and federal tax $240.
  5. Enter $5,000 of other income (interest, freelance, rental) back on the single example: Ohio tax rises to $1,757.
  6. Enter what was withheld from your W-2 to see your estimated refund or balance due, then copy, download, print or share the result.

Every figure updates as you type, and nothing you enter leaves your browser. For official forms and payment options use the Ohio Department of Taxation.

Paid by the hour? Multiply your rate by 2,080 hours (40 a week). At $20 an hour that is $41,600 a year, with $701 of Ohio tax and $2,812 federal; at $30 an hour ($62,400) it is $1,273 Ohio and $5,308 federal.

Yearly taxes at common hourly wages in Ohio (single, 40 hours a week, 2026):

Hourly wageFederal income taxOhio taxLeft after all taxes
$15/hour ($31,200)$1,564$408$26,842
$20/hour ($41,600)$2,812$701$34,905
$25/hour ($52,000)$4,060$987$42,976
$35/hour ($72,800)$7,186$1,559$58,486
$50/hour ($104,000)$14,050$2,423$79,571

❓ Ohio Income Tax FAQ

What is the Ohio state income tax rate for 2026?

Ohio has a flat 2.75% income tax for 2026. The full bracket table and deductions are shown above.

How much is Ohio state income tax on $50,000?

A single filer with $50,000 of income pays about $931.50 of Ohio income tax in 2026, an effective rate of 1.86%.

How much is Ohio state income tax on $100,000?

A single filer pays about $2,313.38 on $100,000 (2.31%); a married couple filing jointly with the same income pays about $2,261.13.

Does Ohio have a standard deduction?

Ohio does not have a standard deduction, so your income is taxed from the first dollar after exemptions. Personal and dependent exemptions depend on income (see the note below the table).

How do I calculate my Ohio income tax?

Enter your 2026 wages, other income, filing status, dependents and any 401(k) contributions in the Ohio income tax calculator above. It subtracts the Ohio deductions and exemptions, applies the 2026 brackets and credits, and shows the tax by bracket, your effective and marginal rates and a refund estimate.

Is there anything special about Ohio income tax in 2026?

For 2026 Ohio taxes nonbusiness income above $26,050 at $332 plus 2.75% of the excess. Its personal and dependent exemption is $2,400 up to $40,000 of income, $2,150 up to $80,000, $1,900 up to $500,000 and $0 at $500,000 or more. Most Ohio cities levy a municipal income tax (often 1%–2.5%). Add it in the local tax box.

Is this calculator accurate?

It uses official 2026 federal figures and the latest official state rates, deductions and exemptions, checked on 26 October 2026. Itemized deductions, retirement exclusions and other state credits are not included, so your real tax may be lower.

Does Ohio tax Social Security and retirement income?

Social Security exempt; pensions taxable with a small retirement income credit.

When are Ohio tax returns due?

April 15, 2026 is the deadline for 2025 Ohio returns.

How does Ohio tax capital gains?

Capital gains taxed as ordinary income; separate business income deduction and 3% rate for business income.

What tax credits does Ohio offer?

State EITC (30% of federal, nonrefundable); joint filing credit (MAGI $500,000 or less).

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