Work out your 2026 Georgia state income tax in seconds. This free Georgia state income tax calculator applies Georgia's 4.99% flat rate, deductions, exemptions and credits to your income and shows the tax in each bracket, your effective and marginal rates, federal income tax and an estimated refund or balance due. Use it as a Georgia tax calculator for planning, to check your withholding, or to compare Georgia with neighboring states. For every state at once, use the all-states income tax calculator.
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| Item | Amount |
|---|
| Taxable income slice | Rate | Tax |
|---|
These are estimates for planning, not tax or legal advice. Itemized deductions, tax credits not listed here, local rules and your actual return can change what you owe.
The same income and filing status in Georgia and Florida, Alabama, Tennessee, North Carolina and South Carolina, sorted from the lowest state income tax to the highest.
| State | State income tax | Effective rate | Top rate on your income |
|---|
| Single taxable income | Rate | Married (joint) taxable income | Rate |
|---|---|---|---|
| Over $0 | 4.99% | Over $0 | 4.99% |
Georgia has a flat income tax: every dollar of taxable income is taxed at 4.99%. Georgia gives a standard deduction of $15,000 for single filers and $30,000 for married couples filing jointly. There is no personal exemption, but each dependent reduces taxable income by $5,000.
Georgia cut its flat rate to 4.99% for 2026 and raised its standard deduction to $15,000 single / $30,000 joint and the dependent deduction to $5,000 (HB 463, signed May 2026, retroactive to January 1).
Sources: Georgia Department of Revenue 2026 rate schedules and withholding tables, cross-checked with the Tax Foundation's 2026 state bracket table; checked 26 Oct 2026.
The table shows estimated 2026 Georgia income tax for a single filer at common incomes, using the standard deduction and no other deductions or credits. Federal income tax is shown for comparison. Every figure comes from the calculator above.
| Income | State income tax | Effective state rate | State bracket | Federal income tax | After all taxes |
|---|---|---|---|---|---|
| $30,000 | $748.50 | 2.50% | 4.99% | $1,420.00 | $25,536 |
| $40,000 | $1,247.50 | 3.12% | 4.99% | $2,620.00 | $33,072 |
| $50,000 | $1,746.50 | 3.49% | 4.99% | $3,820.00 | $40,608 |
| $60,000 | $2,245.50 | 3.74% | 4.99% | $5,020.00 | $48,144 |
| $75,000 | $2,994.00 | 3.99% | 4.99% | $7,670.00 | $58,598 |
| $100,000 | $4,241.50 | 4.24% | 4.99% | $13,170.00 | $74,938 |
| $150,000 | $6,736.50 | 4.49% | 4.99% | $24,734.00 | $107,054 |
| $200,000 | $9,231.50 | 4.62% | 4.99% | $36,734.00 | $139,696 |
| $300,000 | $14,221.50 | 4.74% | 4.99% | $68,134.25 | $200,955 |
On $50,000 of income a single Georgia resident pays about $1,746.50 of state income tax, an effective rate of 3.49%. At $100,000 the tax is $4,241.50 (4.24%), and at $200,000 it is $9,231.50 (4.62%). State tax is smaller than federal income tax at every income shown: at $100,000 the federal bill is $13,170.00.
Married couples filing jointly get a larger deduction. Here is the same income range for a married couple with no children:
| Income | State income tax | Effective state rate | State bracket | Federal income tax | After all taxes |
|---|---|---|---|---|---|
| $30,000 | $0.00 | 0.00% | 0% | $0.00 | $27,705 |
| $40,000 | $499.00 | 1.25% | 4.99% | $780.00 | $35,661 |
| $50,000 | $998.00 | 2.00% | 4.99% | $1,780.00 | $43,397 |
| $60,000 | $1,497.00 | 2.50% | 4.99% | $2,840.00 | $51,073 |
| $75,000 | $2,245.50 | 2.99% | 4.99% | $4,640.00 | $62,377 |
| $100,000 | $3,493.00 | 3.49% | 4.99% | $7,640.00 | $81,217 |
| $150,000 | $5,988.00 | 3.99% | 4.99% | $15,340.00 | $117,197 |
| $200,000 | $8,483.00 | 4.24% | 4.99% | $26,340.00 | $150,838 |
| $300,000 | $13,473.00 | 4.49% | 4.99% | $49,468.00 | $220,820 |
A married couple with $100,000 of combined income pays about $3,493.00 in Georgia income tax, compared with $4,241.50 for a single person with the same income.
Here is every step the calculator takes for a single filer in Georgia with $75,000 of wages in 2026. These are the default inputs of the calculator above, so you can follow along line by line.
Every taxpayer's situation is a little different, but the order of the steps is always the same: start from income, subtract pre-tax contributions, subtract the state's deductions and exemptions, apply the brackets, and finally subtract credits.
Two different rates describe your Georgia tax. The marginal rate is the rate on your next dollar: 4.99% for a single filer earning $75,000. The effective rate is total state tax divided by total income: $2,994.00 ÷ $75,000 = 3.99%. The effective rate is lower because deductions, exemptions and the lower brackets shelter part of the income.
| Single income | Marginal state rate | Effective state rate |
|---|---|---|
| $30,000 | 4.99% | 2.50% |
| $40,000 | 4.99% | 3.12% |
| $50,000 | 4.99% | 3.49% |
| $60,000 | 4.99% | 3.74% |
| $75,000 | 4.99% | 3.99% |
| $100,000 | 4.99% | 4.24% |
| $150,000 | 4.99% | 4.49% |
| $200,000 | 4.99% | 4.62% |
| $300,000 | 4.99% | 4.74% |
The marginal rate is what matters for decisions such as overtime, a bonus or a raise. At $75,000, earning $1,000 more raises Georgia income tax by about $49.90, plus 22% federal income tax and 7.65% Social Security and Medicare.
Where you live – not only where you work – decides most of your state income tax bill. The table compares Georgia with its neighboring states for the same incomes, using each state's own 2026 rules.
| State | Tax on $75,000 (single) | Effective rate | Tax on $150,000 (single) | Tax on $100,000 (married) |
|---|---|---|---|---|
| Florida | $0.00 | 0.00% | $0.00 | $0.00 |
| Tennessee | $0.00 | 0.00% | $0.00 | $0.00 |
| North Carolina | $2,483.78 | 3.31% | $5,476.28 | $2,972.55 |
| South Carolina | $2,657.32 | 3.54% | $6,849.00 | $2,965.18 |
| Georgia | $2,994.00 | 3.99% | $6,736.50 | $3,493.00 |
| Alabama | $3,126.50 | 4.17% | $6,023.30 | $4,138.00 |
At $75,000, a single filer pays $2,994.00 in Georgia compared with $0.00 in Florida and $3,126.50 in Alabama. Living in Florida instead would save about $2,994 a year at that income. Remember that sales, property and local taxes also differ from state to state, so income tax is only one part of the total cost of living.
Among all 50 states and DC, Georgia has the 37th-lowest state income tax for a single filer earning $75,000 in 2026 ($2,994.00), the 38th-lowest at $50,000 ($1,746.50) and the 31st-lowest at $150,000 ($6,736.50). For a married couple with $150,000 of income it ranks 35th-lowest ($5,988.00). The 9 states without a wage tax share first place, so a rank of 10 is the lowest possible for a state that taxes wages. Georgia looks better at higher incomes because its single flat rate does not rise with income, while many other states' rates do.
A married couple filing jointly with $120,000 of wages and two children under 17 pays an estimated $3,992.00 in Georgia income tax for 2026, compared with $4,491.00 for the same couple without children. Their federal income tax is $5,640.00 after $4,400.00 of child tax credits, and they keep about $101,188 after all taxes.
A single parent filing as head of household with $60,000 of wages and one child pays about $1,996.00 in Georgia tax and $1,748.00 in federal income tax. Head-of-household filers get a larger federal standard deduction of $24,150 and wider federal brackets. For the state part the calculator uses the single-filer brackets and deductions, which is how many states treat head of household, but check your state form if it has separate head-of-household tables.
Pre-tax retirement contributions lower state tax too. A single filer earning $90,000 who contributes $6,000 to a 401(k) cuts Georgia income tax by $299.40 and federal income tax by $1,320.00, so the $6,000 contribution costs only about $4,381 in take-home pay.
The brackets above are only part of your Georgia tax bill. These Georgia rules change what you actually owe, checked against state and Tax Foundation sources in October 2026.
| Deduction and exemption | HB 463 raised the standard deduction from $12,000 to $15,000 single and the dependent exemption from $4,000 to $5,000; no personal exemption. |
|---|---|
| Social Security and pensions | Social Security exempt; retirement income exclusion of $35,000 (ages 62–64) or $65,000 (65+), rising to $70,000 in 2027. |
| Local income tax | None. Only the state rate applies to wages. |
| Capital gains | Capital gains taxed as ordinary income. |
| Deadline for 2025 returns | April 15, 2026. |
| Tax agency | Georgia Department of Revenue |
Every state starts from a slightly different number. This is exactly how Georgia turns $75,000 of wages into a tax bill for 2026:
Georgia tax at other incomes (wages only, 2026):
| Income | Single | Single rate | Married jointly | Married rate |
|---|---|---|---|---|
| $35,000 | $998 | 2.85% | $250 | 0.71% |
| $65,000 | $2,495 | 3.84% | $1,747 | 2.69% |
| $100,000 | $4,242 | 4.24% | $3,493 | 3.49% |
| $250,000 | $11,727 | 4.69% | $10,978 | 4.39% |
Georgia deduction rules: HB 463 raised the standard deduction from $12,000 to $15,000 single and the dependent exemption from $4,000 to $5,000; no personal exemption.
A $1,000 raise in Georgia: going from $75,000 to $76,000 adds $220 of federal income tax, $50 of Georgia tax and $76.50 of Social Security and Medicare, so you keep about $654 of it.
| Filing status at $75,000 | Federal income tax | Georgia tax | Total income tax | Effective rate |
|---|---|---|---|---|
| Single | $7,670 | $2,994 | $10,664 | 14.22% |
| Head of household | $5,748 | $2,994 | $8,742 | 11.66% |
| Married filing jointly | $4,640 | $2,246 | $6,886 | 9.18% |
For a single filer, Georgia tax is 28.08% of the combined federal and state income tax bill at $75,000.
State income tax for a single filer in Georgia and its neighbors (wages only, 2026):
| State | $50,000 | $100,000 | $200,000 |
|---|---|---|---|
| Georgia | $1,747 | $4,242 | $9,232 |
| Florida | $0 | $0 | $0 |
| Alabama | $2,069 | $4,102 | $7,923 |
| Tennessee | $0 | $0 | $0 |
| North Carolina | $1,486 | $3,481 | $7,471 |
| South Carolina | $1,000 | $4,244 | $9,454 |
In other words, moving from Florida to Georgia on $100,000 costs about $4,242 a year in state income tax; moving from Alabama to Georgia on $100,000 costs about $140 a year in state income tax; moving from Tennessee to Georgia on $100,000 costs about $4,242 a year in state income tax; moving from North Carolina to Georgia on $100,000 costs about $760 a year in state income tax; moving from South Carolina to Georgia on $100,000 saves about $3 a year in state income tax.
On $75,000 of wages your Georgia tax for 2026 is about $2,994, so an employer paying every two weeks should withhold close to $115.15 per paycheck ($249.50 a month). That amount is driven by the Form G-4 you gave your employer, not the federal W-4.
Side income: $10,000 of freelance or rental income on top of that salary adds about $499 of Georgia tax and $2,200 of federal income tax. Because nothing is withheld from it, pay about $125 to Georgia each quarter, or raise your paycheck withholding, to avoid an underpayment penalty.
Monthly view of a $75,000 single Georgia salary in 2026:
| Each month | Amount |
|---|---|
| Gross pay | $6,250.00 |
| Federal income tax | $639.17 |
| Social Security and Medicare | $478.13 |
| Georgia income tax | $249.50 |
| Left after income and payroll taxes | $4,883.21 |
This calculator covers the main Georgia deductions and exemptions. Here is how the biggest choices change Georgia tax on $75,000 of wages:
| Situation | Georgia tax | Change |
|---|---|---|
| Single, no deductions | $2,994 | — |
| $5,000 to a traditional 401(k) | $2,745 | −$249 |
| Two children under 17 | $2,495 | −$499 |
| Married filing jointly, one income | $2,246 | −$748 |
Other Georgia rules that can lower (or raise) your bill but are not entered above:
Two more examples on $75,000: putting $4,400 into an HSA through payroll brings Georgia tax to $2,774 and federal tax to $6,702. A married couple with two children who also save $5,000 in a 401(k) owe $0 federal and $1,497 Georgia tax, $9,167 less than a single filer with no deductions.
Traditional 401(k) contributions on a $75,000 Georgia salary, single filer:
| 401(k) contribution | Federal income tax | Georgia tax | Take-home after saving |
|---|---|---|---|
| 0% ($0) | $7,670 | $2,994 | $58,599 |
| 5% ($3,750) | $6,845 | $2,807 | $55,861 |
| 10% ($7,500) | $6,020 | $2,620 | $53,123 |
| 15% ($11,250) | $5,470 | $2,433 | $50,110 |
Each step up in savings lowers both your federal and Georgia tax, so the money you put away costs less than its face value.
A quick walk-through with Georgia numbers, so you can see how each box changes the result:
Every figure updates as you type, and nothing you enter leaves your browser. For official forms and payment options use the Georgia Department of Revenue.
Paid by the hour? Multiply your rate by 2,080 hours (40 a week). At $20 an hour that is $41,600 a year, with $1,327 of Georgia tax and $2,812 federal; at $30 an hour ($62,400) it is $2,365 Georgia and $5,308 federal.
Yearly taxes at common hourly wages in Georgia (single, 40 hours a week, 2026):
| Hourly wage | Federal income tax | Georgia tax | Left after all taxes |
|---|---|---|---|
| $15/hour ($31,200) | $1,564 | $808 | $26,441 |
| $20/hour ($41,600) | $2,812 | $1,327 | $34,278 |
| $25/hour ($52,000) | $4,060 | $1,846 | $42,116 |
| $35/hour ($72,800) | $7,186 | $2,884 | $57,161 |
| $50/hour ($104,000) | $14,050 | $4,441 | $77,553 |
Georgia has a flat 4.99% income tax for 2026. The full bracket table and deductions are shown above.
A single filer with $50,000 of income pays about $1,746.50 of Georgia income tax in 2026, an effective rate of 3.49%.
A single filer pays about $4,241.50 on $100,000 (4.24%); a married couple filing jointly with the same income pays about $3,493.00.
Georgia gives a standard deduction of $15,000 for single filers and $30,000 for married couples filing jointly. There is no personal exemption, but each dependent reduces taxable income by $5,000.
Enter your 2026 wages, other income, filing status, dependents and any 401(k) contributions in the Georgia income tax calculator above. It subtracts the Georgia deductions and exemptions, applies the 2026 brackets and credits, and shows the tax by bracket, your effective and marginal rates and a refund estimate.
Georgia cut its flat rate to 4.99% for 2026 and raised its standard deduction to $15,000 single / $30,000 joint and the dependent deduction to $5,000 (HB 463, signed May 2026, retroactive to January 1).
It uses official 2026 federal figures and the latest official state rates, deductions and exemptions, checked on 26 October 2026. Itemized deductions, retirement exclusions and other state credits are not included, so your real tax may be lower.
Social Security exempt; retirement income exclusion of $35,000 (ages 62–64) or $65,000 (65+), rising to $70,000 in 2027.
April 15, 2026 is the deadline for 2025 Georgia returns.
Capital gains taxed as ordinary income.
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