How much state income tax will you owe for 2026? This free state income tax calculator applies the 2026 brackets, standard deductions, exemptions and credits of every state and DC to your income, then shows the tax in each bracket, your effective and marginal rates and how your bill compares with every other state. Use it as a quick state tax calculator, a state tax refund calculator (enter the tax already withheld) or to compare income tax rates by state before a move. Or open a state page such as the Illinois income tax calculator.
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| Item | Amount |
|---|
| Taxable income slice | Rate | Tax |
|---|
These are estimates for planning, not tax or legal advice. Itemized deductions, tax credits not listed here, local rules and your actual return can change what you owe.
The same income and filing status in all 50 states and DC, from the lowest state income tax to the highest. Change the inputs above and the ranking updates.
| State | State income tax | Effective rate | Top rate on your income |
|---|
This table ranks every state from the lowest to the highest income tax for a single filer with $75,000 of wages in 2026, using each state's own brackets, standard deduction, exemptions and credits. The 9 states at the top do not tax wages at all: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming.
| State | Tax on $75,000 (single) | Effective rate | Tax on $150,000 (single) | Tax on $100,000 (married) |
|---|---|---|---|---|
| Alaska | $0.00 | 0.00% | $0.00 | $0.00 |
| Florida | $0.00 | 0.00% | $0.00 | $0.00 |
| Nevada | $0.00 | 0.00% | $0.00 | $0.00 |
| New Hampshire | $0.00 | 0.00% | $0.00 | $0.00 |
| South Dakota | $0.00 | 0.00% | $0.00 | $0.00 |
| Tennessee | $0.00 | 0.00% | $0.00 | $0.00 |
| Texas | $0.00 | 0.00% | $0.00 | $0.00 |
| Washington | $0.00 | 0.00% | $0.00 | $0.00 |
| Wyoming | $0.00 | 0.00% | $0.00 | $0.00 |
| North Dakota | $181.84 | 0.24% | $1,644.34 | $0.00 |
| Arizona | $1,472.50 | 1.96% | $3,347.50 | $1,695.00 |
| Ohio | $1,619.00 | 2.16% | $3,688.38 | $2,261.13 |
| Louisiana | $1,863.75 | 2.49% | $4,113.75 | $2,227.50 |
| Indiana | $2,183.00 | 2.91% | $4,395.50 | $2,891.00 |
| Rhode Island | $2,195.63 | 2.93% | $5,523.13 | $2,516.25 |
| Iowa | $2,198.20 | 2.93% | $5,048.20 | $2,496.40 |
| Mississippi | $2,268.00 | 3.02% | $5,268.00 | $2,936.00 |
| Arkansas | $2,287.41 | 3.05% | $5,349.71 | $3,092.02 |
| Pennsylvania | $2,302.50 | 3.07% | $4,605.00 | $3,070.00 |
| New Mexico | $2,359.30 | 3.15% | $6,019.10 | $2,575.60 |
| Vermont | $2,439.32 | 3.25% | $7,530.33 | $2,475.65 |
| North Carolina | $2,483.78 | 3.31% | $5,476.28 | $2,972.55 |
| Kentucky | $2,507.40 | 3.34% | $5,132.40 | $3,382.40 |
| Nebraska | $2,532.96 | 3.38% | $5,945.46 | $2,790.91 |
| Missouri | $2,533.59 | 3.38% | $6,112.67 | $2,952.11 |
| West Virginia | $2,545.90 | 3.39% | $5,980.90 | $3,599.30 |
| Connecticut | $2,550.00 | 3.40% | $6,850.00 | $2,920.00 |
| Colorado | $2,591.60 | 3.46% | $5,891.60 | $2,983.20 |
| New Jersey | $2,597.70 | 3.46% | $7,366.80 | $2,640.40 |
| South Carolina | $2,657.32 | 3.54% | $6,849.00 | $2,965.18 |
| California | $2,774.57 | 3.70% | $9,704.98 | $2,079.06 |
| Oklahoma | $2,829.50 | 3.77% | $6,204.50 | $3,409.00 |
| Idaho | $2,866.72 | 3.82% | $6,841.72 | $3,083.43 |
| Montana | $2,876.60 | 3.84% | $7,114.10 | $3,186.60 |
| Michigan | $2,936.75 | 3.92% | $6,124.25 | $3,748.50 |
| Wisconsin | $2,943.52 | 3.92% | $7,309.36 | $3,795.42 |
| Georgia | $2,994.00 | 3.99% | $6,736.50 | $3,493.00 |
| Utah | $3,103.45 | 4.14% | $6,675.00 | $3,331.90 |
| Alabama | $3,126.50 | 4.17% | $6,023.30 | $4,138.00 |
| Maryland | $3,198.88 | 4.27% | $7,042.13 | $4,075.25 |
| Maine | $3,384.70 | 4.51% | $8,703.80 | $3,393.93 |
| Kansas | $3,385.31 | 4.51% | $7,570.31 | $3,923.15 |
| New York | $3,453.00 | 4.60% | $7,809.75 | $4,200.80 |
| Virginia | $3,498.40 | 4.66% | $7,810.90 | $4,379.30 |
| District of Columbia | $3,500.00 | 4.67% | $9,875.00 | $4,350.00 |
| Massachusetts | $3,530.00 | 4.71% | $7,280.00 | $4,560.00 |
| Illinois | $3,567.71 | 4.76% | $7,280.21 | $4,660.43 |
| Minnesota | $3,576.61 | 4.77% | $8,941.94 | $4,013.05 |
| Delaware | $3,609.00 | 4.81% | $8,559.00 | $4,934.50 |
| Hawaii | $3,896.26 | 5.20% | $9,643.82 | $4,049.66 |
| Oregon | $5,054.75 | 6.74% | $12,805.41 | $6,408.25 |
At $75,000 the highest state income tax is in Oregon ($5,054.75), followed by Hawaii ($3,896.26) and Delaware ($3,609.00). Among states that tax wages, the lowest bill at that income is in North Dakota ($181.84). At $150,000 the ranking shifts toward states with steep graduated rates: the highest bill is in Oregon ($12,805.41).
In 2026, 15 states use a single flat rate on taxable income: Arizona (2.5%), Colorado (4.4%), Georgia (4.99%), Idaho (5.3%), Illinois (4.95%), Indiana (2.95%), Iowa (3.8%), Kentucky (3.5%), Louisiana (3%), Michigan (4.25%), Mississippi (4%), North Carolina (3.99%), Ohio (2.75%), Pennsylvania (3.07%) and Utah (4.45%). The other 27 states (counting DC) use graduated brackets. The highest top rates are in California (13.3%), Hawaii (11%), New York (10.9%), District of Columbia (10.75%) and New Jersey (10.75%).
A flat rate does not automatically mean a low tax bill, and a high top rate does not mean everyone pays a lot. The standard deduction, exemptions and where each bracket starts matter just as much. That is why this calculator works out the actual dollar amount for your income instead of quoting rates.
Federal income tax is the same in every state. For a single filer with $75,000 of wages in 2026: $75,000 − $16,100 standard deduction = $58,900 of taxable income. $0–$12,400 at 10% = $1,240.00; $12,400–$50,400 at 12% = $4,560.00; $50,400–$58,900 at 22% = $1,870.00. Total federal income tax: $7,670.00, plus $5,737.50 of Social Security and Medicare.
State tax comes on top. In a state with no wage tax the total stays at $13,407.50; in Oregon the same person pays another $5,054.75 of state income tax. Open any state page below for the full state-by-state worked example.
The cheapest state that taxes wages depends on how much you earn. For a single filer with $50,000 of income, the lowest bills among taxing states are in North Dakota ($0.00), Arizona ($847.50) and Ohio ($931.50), and the highest are in Oregon ($3,204.13), Illinois ($2,330.21) and Massachusetts ($2,280.00).
At $150,000 the lowest taxing states are North Dakota ($1,644.34), Arizona ($3,347.50) and Ohio ($3,688.38), while the highest are Oregon ($12,805.41), District of Columbia ($9,875.00) and California ($9,704.98). For a married couple earning $150,000 the highest state bill is in Oregon ($10,686.13).
States with generous standard deductions or zero-rate bands look cheap at low incomes, because much of a modest income is not taxed at all. States with a low flat rate look better at high incomes, because there is no top bracket. That is why a ranking at one income can be misleading for someone earning much more or much less, and why the calculator lets you test your own figures.
A lower state income tax can be worth thousands of dollars a year, but it is only one part of the picture. Before you move for tax reasons, compare the full cost: property taxes and home prices, sales taxes on what you buy, car registration and insurance, and local income taxes in some cities. A state with no income tax often collects more through sales and property taxes.
Timing matters too. When you change residence during the year you normally file part-year returns in both states, and each taxes the income earned while you lived there. Keep records of your move date, a new driver's license, voter registration and where you actually live and work, because states can audit residency claims. Remote workers should also check whether their employer's state taxes wages earned by out-of-state employees.
Use the comparison table at the top of this page with your own income and filing status: it shows the 2026 state income tax for the same situation in all 50 states and DC, so you can see the real dollar difference for your household rather than relying on headline rates.
State income tax is charged on top of federal income tax. Most states start from your federal adjusted gross income (AGI), make a few additions and subtractions of their own, subtract a state standard deduction or itemized deductions and personal exemptions, and then apply their own rate schedule. Credits come off the tax at the end. The calculator follows exactly that order for your state.
States fall into three groups. Some have no tax on wages at all. Some use a single flat rate, so every dollar of taxable income is taxed the same way. The rest use graduated brackets like the federal system, where higher slices of income are taxed at higher rates. Two states with the same top rate can produce very different bills because their brackets, deductions and exemptions differ, which is why it is worth running the numbers rather than comparing headline rates.
Your state of residence can tax all of your income, wherever it is earned. If you work in another state, that state can usually tax the wages you earn there as a nonresident, and your home state then gives you a credit for the tax paid to the other state so the same income is not fully taxed twice. Some neighboring states have reciprocity agreements that let commuters pay only their home state. People who move during the year usually file part-year resident returns in both states.
Employers withhold state income tax from each paycheck based on the state's withholding tables and the state or federal withholding certificate you filed. Withholding is only a prepayment. Your real tax is worked out on the return you file after the year ends, and the difference becomes a refund or a balance due. Box 17 of your W-2 shows how much state tax was withheld for the year; enter it in the calculator to estimate your refund or amount owed.
If you have income without withholding – freelance or gig work, rental income, large interest or investment gains – you may need to make quarterly estimated payments to avoid underpayment penalties. Most states follow the federal pattern: payments in April, June, September and January, with safe-harbor rules based on last year's tax. A larger refund is not free money; it means too much was withheld during the year, and adjusting your withholding certificate can put that money in your paychecks instead.
Most states set their individual return deadline on or near the federal one, which for 2026 returns is April 15, 2027, although a few states use a later date. Check your state revenue department's website for the exact deadline, extension rules and whether you can file free online.
To keep the calculator simple and transparent it applies the standard deduction, personal and dependent exemptions and the main exemption or taxpayer credits for each state. Your real your state return may also include:
If any of these apply to you, your actual tax will usually be lower than the estimate shown. For the exact figure use your state's official tax forms or tax software, and treat this page as a quick, well-documented starting point.
1. Pick your state and filing status. 2. Enter your expected 2026 wages and any other taxable income. 3. Add what you plan to put into a traditional 401(k), 403(b) or deductible IRA – these contributions are subtracted before state and federal income tax. 4. Enter the number of children under 17 and other dependents. 5. Optionally type the state tax already withheld from your W-2 to see a refund or balance-due estimate.
The result shows your state taxable income, the tax in each bracket, your effective and marginal state rates, federal income tax, Social Security and Medicare, and the money left after taxes. The comparison table updates at the same time, so you can see what the same income would cost in other states. Copy the results, download them as a text file, save a PDF or share them on WhatsApp with the buttons under the calculator.
All of the figures in the article on this page were produced by the same calculation code that runs in the calculator, using the default inputs where it says so, so the numbers in the text and in the tool always agree.
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming do not tax wages in 2026. New Hampshire's former tax on interest and dividends was repealed for tax years after 2024.
For a single filer earning $75,000 in 2026, the highest state income tax is in Oregon at $5,054.75, followed by Hawaii ($3,896.26). At $150,000 the highest is Oregon ($12,805.41).
Start with your income, subtract pre-tax retirement contributions, then the state's standard deduction and exemptions. Apply the state's 2026 brackets to what is left and subtract any credits. The calculator above does every step for all 50 states and DC.
Yes, if you itemize: state and local income (or sales) taxes plus property taxes can be deducted on Schedule A, subject to the federal SALT cap. Most people take the federal standard deduction instead, in which case there is no separate deduction.
The marginal rate is the rate on your next dollar of taxable income. The effective rate is your total state tax divided by your total income. Because of deductions, exemptions and lower brackets, the effective rate is always lower than the top bracket you reach.
It uses each state's 2026 brackets, standard deductions, exemptions and main credits, checked against official state sources. Itemized deductions, retirement exclusions and state credits not covered here can lower your real tax, so treat the result as a close estimate.
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