Find out exactly how much you take home in Pennsylvania. This free Pennsylvania paycheck calculator applies 2026 federal income tax, Social Security and Medicare and Pennsylvania state income tax to your salary or hourly wage. Use it as a Pennsylvania salary calculator to compare job offers, as an Pennsylvania hourly paycheck calculator for shift work, or to check your take-home pay in Pennsylvania after 401(k) and health insurance deductions. Need another state? Use the all-states paycheck calculator.
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| Item | Per paycheck | Per month | Per year |
|---|
These are estimates for planning, not tax or legal advice. Your employer's payroll system, your W-4 choices, local taxes and other deductions can change your actual paycheck.
| Single taxable income | Rate | Married (joint) taxable income | Rate |
|---|---|---|---|
| $0 and up | 3.07% | $0 and up | 3.07% |
No state standard deduction. Most Pennsylvania municipalities levy a local earned income tax (about 1%; Philadelphia is higher). Add it in the local tax box. Sources: state revenue department 2026 rate schedules, withholding tables and 2026 legislation, cross-checked with the Tax Foundation 2026 table; checked 26 Oct 2026.
The table shows 2026 take-home pay in Pennsylvania for a single filer paid bi-weekly, using the standard deduction and no pre-tax deductions. Every figure comes from the calculator above.
| Salary | Federal tax | FICA | State tax + payroll | Take-home / year | Bi-weekly | Total tax rate |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $942 | $25,343 | $974.73 | 15.5% |
| $40,000 | $2,620 | $3,060 | $1,256 | $33,064 | $1,271.69 | 17.3% |
| $50,000 | $3,820 | $3,825 | $1,570 | $40,785 | $1,568.65 | 18.4% |
| $60,000 | $5,020 | $4,590 | $1,884 | $48,506 | $1,865.62 | 19.2% |
| $75,000 | $7,670 | $5,738 | $2,355 | $59,238 | $2,278.37 | 21.0% |
| $100,000 | $13,170 | $7,650 | $3,140 | $76,040 | $2,924.62 | 24.0% |
| $150,000 | $24,734 | $11,475 | $4,710 | $109,081 | $4,195.42 | 27.3% |
| $200,000 | $36,734 | $14,339 | $6,280 | $142,647 | $5,486.42 | 28.7% |
On a $40,000 salary a single worker in Pennsylvania keeps about $33,064 a year ($1,271.69 every two weeks), paying 17.3% of gross pay in total tax. At $75,000 take-home pay rises to $59,238 ($2,278.37 bi-weekly), and at $150,000 it is $109,081, a total tax rate of 27.3%. Pennsylvania state income tax takes $2,302 of the $75,000 salary, which is 3.1% of gross pay. State-mandated payroll contributions (PA unemployment (UC)) add $52 a year at that salary.
Married couples filing jointly get wider brackets and a larger standard deduction. Here is the same salary range for a married couple with one income in Pennsylvania:
| Household salary | Federal tax | FICA | State tax + payroll | Take-home / year | Bi-weekly | Total tax rate |
|---|---|---|---|---|---|---|
| $30,000 | $0 | $2,295 | $942 | $26,763 | $1,029.35 | 10.8% |
| $40,000 | $780 | $3,060 | $1,256 | $34,904 | $1,342.46 | 12.7% |
| $50,000 | $1,780 | $3,825 | $1,570 | $42,825 | $1,647.12 | 14.3% |
| $60,000 | $2,840 | $4,590 | $1,884 | $50,686 | $1,949.46 | 15.5% |
| $75,000 | $4,640 | $5,738 | $2,355 | $62,268 | $2,394.90 | 17.0% |
| $100,000 | $7,640 | $7,650 | $3,140 | $81,570 | $3,137.31 | 18.4% |
| $150,000 | $15,340 | $11,475 | $4,710 | $118,475 | $4,556.73 | 21.0% |
| $200,000 | $26,340 | $14,339 | $6,280 | $153,041 | $5,886.19 | 23.5% |
Paid by the hour? This table converts common hourly wages into take-home pay in Pennsylvania for a single filer working 40 hours a week, 52 weeks a year, with no overtime.
| Hourly wage | Gross / year | Weekly take-home | Bi-weekly | Monthly | Yearly |
|---|---|---|---|---|---|
| $12/hr | $24,960 | $411.17 | $822.34 | $1,781.73 | $21,381 |
| $15/hr | $31,200 | $505.18 | $1,010.37 | $2,189.13 | $26,270 |
| $18/hr | $37,440 | $597.83 | $1,195.67 | $2,590.62 | $31,087 |
| $20/hr | $41,600 | $659.60 | $1,319.21 | $2,858.28 | $34,299 |
| $25/hr | $52,000 | $814.02 | $1,628.05 | $3,527.43 | $42,329 |
| $30/hr | $62,400 | $968.44 | $1,936.89 | $4,196.59 | $50,359 |
| $40/hr | $83,200 | $1,245.17 | $2,490.34 | $5,395.73 | $64,749 |
| $50/hr | $104,000 | $1,514.01 | $3,028.02 | $6,560.70 | $78,728 |
For example, $20 an hour in Pennsylvania is $41,600 a year before tax and about $659.60 a week after tax, while $15 an hour leaves about $505.18 a week. The Pennsylvania minimum wage in 2026 is $7.25 an hour; at 40 hours a week that is $15,080 a year before tax. Overtime hours are paid at 1.5× and taxed the same way – switch the calculator to Hourly and add your overtime hours to include them.
Here is exactly how the calculator gets from a $60,000 salary to take-home pay for a single filer in Pennsylvania paid bi-weekly (26 paychecks), with no 401(k) or other pre-tax deductions.
Pennsylvania uses a flat 3.07% income tax in 2026: every dollar of taxable income is taxed at the same rate, whatever you earn. A flat tax keeps withholding predictable – a raise never pushes you into a higher state bracket.
Before the rates apply, Pennsylvania gives no state standard deduction. The calculator subtracts your pre-tax 401(k), health and HSA deductions first, then these amounts, and applies the brackets to what is left. Head-of-household filers are estimated with the single brackets.
Most Pennsylvania municipalities levy a local earned income tax (about 1%; Philadelphia is higher). Add it in the local tax box.
Local taxes: Nearly every municipality/school district levies an Earned Income Tax (commonly 1%, combined; Pittsburgh 3% for residents) plus a Local Services Tax up to $52/yr. Philadelphia Wage Tax: 3.74% resident / 3.43% nonresident through 6/30/2026; 3.735% / 3.425% from 7/1/2026. Enter your local rate in the “Local / city tax” box to include it.
State payroll contributions: PA unemployment (UC) is withheld at 0.07% of wages. The calculator includes these automatically.
How does a Pennsylvania paycheck stack up? We ran the same $75,000 single-filer salary through the calculator for all 50 states and Washington, DC. Pennsylvania ranks 18th of 51 for take-home pay at that salary, with $59,238 a year. That is $2,355 a year ($196 a month) less than in the states with no wage tax, and $3,225 more than in Oregon, the lowest at this salary.
At $150,000 the ranking is 15th of 51, with $109,081 taken home. Rankings shift as salaries rise because flat-tax states fall behind graduated-tax states at low incomes and pull ahead at high incomes.
Here is what traditional 401(k) contributions do to a $60,000 Pennsylvania salary in 2026 (single filer). "Cost to take-home" is how much smaller your yearly pay gets; the last column is the tax you save.
| Contribution | Saved per year | Take-home / year | Cost to take-home | Tax saved |
|---|---|---|---|---|
| 0% | $0 | $48,506 | $0 | $0 |
| 3% | $1,800 | $46,977 | $1,529 | $271 |
| 5% | $3,000 | $45,958 | $2,548 | $452 |
| 10% | $6,000 | $43,410 | $5,096 | $904 |
| 15% | $9,000 | $40,862 | $7,644 | $1,356 |
At 10%, every dollar you save costs about 85 cents of take-home pay in Pennsylvania. The saving combines your 12% federal bracket with Pennsylvania income tax on the contribution. Social Security and Medicare are still charged on 401(k) money, while health, dental and HSA premiums through a cafeteria plan also skip FICA.
A Roth 401(k) works the other way: the full contribution comes out of today's paycheck, and qualified withdrawals in retirement are tax-free, which matters if you expect to retire somewhere with a higher or lower tax rate than Pennsylvania.
Take-home pay in Pennsylvania for a single filer and for a married couple filing jointly where only one spouse earns the salary (2026, no deductions):
| Salary | Single | Married, one income | Difference |
|---|---|---|---|
| $40,000 | $33,064 | $34,904 | $1,840 |
| $60,000 | $48,506 | $50,686 | $2,180 |
| $90,000 | $69,319 | $73,849 | $4,530 |
| $150,000 | $109,081 | $118,475 | $9,394 |
Most of the gain is federal (the $32,200 joint standard deduction and wider brackets). Pennsylvania uses the same rate schedule for married couples, so its share of the gain comes only from deductions and exemptions.
If both spouses work, the gap shrinks because the second salary starts in a higher bracket. Tick Step 2 on each W-4 and check the Pennsylvania certificate so enough is withheld.
Take-home pay per paycheck in Pennsylvania for a single filer in 2026. The yearly total is the same on every schedule; only the size of each paycheck changes.
| Pay schedule | $45,000 | $60,000 | $90,000 |
|---|---|---|---|
| Weekly (52) | $710.09 | $932.81 | $1,333.06 |
| Bi-weekly (26) | $1,420.17 | $1,865.62 | $2,666.12 |
| Semi-monthly (24) | $1,538.52 | $2,021.08 | $2,888.29 |
| Monthly (12) | $3,077.04 | $4,042.17 | $5,776.58 |
Pennsylvania pay-frequency rule: No fixed minimum; wages paid on regular paydays the employer designates. Bi-weekly pay gives 26 paychecks, so two months each year have three paydays; on $60,000 that third check is $1,865.62.
These are the Pennsylvania rules that change what lands in your account, checked against official and payroll sources in October 2026.
| State income tax | 3.07% flat income tax; no state W-4 because withholding uses the flat rate. |
|---|---|
| Withholding form | No state form (flat 3.07%); REV-419 is used for nonwithholding |
| Bonus (supplemental) withholding | No separate rate; regular flat 3.07% withholding applies. |
| Local income tax | Yes, Philadelphia 3.735% for residents and 3.425% for nonresidents (from July 1, 2026); most areas charge about 1% EIT plus a Local Services Tax of up to $52/year. |
| Other state payroll deductions | Employee unemployment insurance of 0.07% on all wages, no cap. |
| Minimum wage (2026) | $7.25 (follows the federal rate). |
| How often you must be paid | No fixed minimum; wages paid on regular paydays the employer designates. |
| Reciprocity | Indiana, Maryland, New Jersey, Ohio, Virginia, West Virginia. |
| Tax agency | Pennsylvania Department of Revenue |
Here is a sample bi-weekly Pennsylvania pay stub for a single employee earning $60,000 a year with no pre-tax deductions, worked out with the 2026 rates in the calculator above. Each of the 26 paychecks looks like this, and the year-to-date column is what your December stub would show.
| Pay stub line | This paycheck | Year to date |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax (FIT) | $193.08 | $5,020.00 |
| Social Security (OASDI, 6.2%) | $143.08 | $3,720.00 |
| Medicare (1.45%) | $33.46 | $870.00 |
| Pennsylvania income tax (SIT) | $70.85 | $1,842.00 |
| PA unemployment (UC) | $1.62 | $42.00 |
| Net pay | $1,865.62 | $48,506.00 |
On this stub federal income tax takes 8.4% of gross pay, Social Security and Medicare together take 7.65%, and Pennsylvania income tax takes 3.1%. Pennsylvania payroll contributions add $1.62 per paycheck. Take-home pay is 80.8% of gross.
Add a 5% traditional 401(k) contribution ($115.38 a paycheck) and the federal line falls to $179.23 and the Pennsylvania line to $67.30, so net pay drops by only $98.00 instead of the full $115.38. Social Security and Medicare do not change, because 401(k) money is still subject to FICA.
Why your own Pennsylvania stub may not match this sample:
Line by line, the sample Pennsylvania stub above means:
Pennsylvania has no state withholding certificate, so only the federal Form W-4 changes your withholding; Pennsylvania tax is taken at the same flat rate whatever you claim. The table shows how filing status and children change a $60,000 Pennsylvania salary in 2026.
| Situation on your W-4 | Federal tax / year | Pennsylvania tax / year | Take-home / year |
|---|---|---|---|
| Single | $5,020 | $1,842 | $48,506 |
| Head of household, 1 child | $1,748 | $1,842 | $51,778 |
| Married filing jointly, one income | $2,840 | $1,842 | $50,686 |
| Married filing jointly, 2 children | $0 | $1,842 | $53,526 |
Claiming one child while filing as single changes federal tax from $5,020 to $2,820 and Pennsylvania tax from $1,842 to $1,842, because Pennsylvania gives no child exemption or credit at this level. Switching to head of household, which most single parents qualify for, lowers federal tax further thanks to the $24,150 standard deduction and wider brackets.
If you work a second job or your spouse also earns, tick Step 2 on the W-4 or use the extra-withholding box (Step 4(c)). Entering $40 there takes an extra $1,040 a year from 26 bi-weekly Pennsylvania paychecks, which is a simple way to avoid a bill when you file.
Hourly workers fill in the same forms. At $20 an hour (40 hours a week) a single Pennsylvania worker takes home about $659.60 a week; at $25 an hour about $814.02. Every change you make on the W-4 is spread evenly over those weekly paychecks.
Pennsylvania bonus withholding: No separate rate; regular flat 3.07% withholding applies. The state column below shows the extra Pennsylvania tax when the bonus is added to a $60,000 salary.
| Bonus | Federal (22%) | FICA (7.65%) | Pennsylvania tax | You receive |
|---|---|---|---|---|
| $1,000 | $220.00 | $76.50 | $30.70 | $672.10 |
| $5,000 | $1,100.00 | $382.50 | $153.50 | $3,360.50 |
| $10,000 | $2,200.00 | $765.00 | $307.00 | $6,721.00 |
Overtime example at the Pennsylvania minimum wage of $7.25: a 45-hour week pays $344.38 before tax, of which $54.38 is overtime at 1.5 times the hourly rate. If every week looked like that, take-home pay would be about $303.74 a week (88.2% of gross). Overtime is taxed as ordinary wages, so it is withheld with the rest of the paycheck, not at the bonus rate.
Withholding is not the final tax. When you file, the bonus is simply added to your Pennsylvania and federal income, and any extra withheld at the flat rates comes back as a refund.
A $5,000 raise is different from a $5,000 bonus: spread over 26 paychecks it adds $192.31 gross to each Pennsylvania paycheck, of which you keep about $148.48 after federal tax, FICA and Pennsylvania tax. Over the year that is $3,861 extra take-home pay, almost exactly what the bonus leaves you once your return is filed.
These are the exact steps the calculator follows, shown for a single Pennsylvania employee on $60,000 a year paid every two weeks in 2026.
Change the salary, pay frequency, filing status or deductions in the calculator and every one of these numbers updates for your own Pennsylvania paycheck.
The same steps for a married couple filing jointly with two children under 17 and one $100,000 salary in Pennsylvania:
Pennsylvania has a flat 3.07% income tax in 2026. The full bracket table is shown above.
Your Pennsylvania paycheck has federal income tax, Social Security (6.2%), Medicare (1.45%) and Pennsylvania state income tax withheld plus PA unemployment (UC). Enter your salary or hourly wage above to see the exact amounts.
Most Pennsylvania municipalities levy a local earned income tax (about 1%; Philadelphia is higher). Add it in the local tax box.
A single filer earning $100,000 in Pennsylvania takes home about $76,040 a year in 2026, or $2,924.62 per bi-weekly paycheck, after federal income tax, Social Security, Medicare and Pennsylvania taxes. Pre-tax 401(k) or health deductions would lower the tax further.
At $20 an hour and 40 hours a week ($41,600 a year), a single worker in Pennsylvania takes home about $659.60 a week, $1,319.21 every two weeks or $34,299 a year.
$60,000 a year is $2,307.69 gross every two weeks. After 2026 taxes a single filer in Pennsylvania takes home about $1,865.62 per bi-weekly paycheck. The worked example on this page shows every step.
A single filer earning $50,000 in Pennsylvania takes home about $40,785 a year in 2026: $1,568.65 every two weeks or $3,398.75 a month, after $3,820 federal tax, $3,825 Social Security and Medicare and $1,535 Pennsylvania tax and $35 of state payroll contributions.
A single filer earning $75,000 in Pennsylvania takes home about $59,238 a year in 2026: $2,278.37 every two weeks or $4,936.46 a month, after $7,670 federal tax, $5,738 Social Security and Medicare and $2,303 Pennsylvania tax and $53 of state payroll contributions.
A single filer earning $120,000 in Pennsylvania takes home about $89,482 a year in 2026: $3,441.62 every two weeks or $7,456.83 a month, after $17,570 federal tax, $9,180 Social Security and Medicare and $3,684 Pennsylvania tax and $84 of state payroll contributions.
$7.25 (follows the federal rate).
No separate rate; regular flat 3.07% withholding applies. The final tax is settled when you file your return.
Pennsylvania has no state withholding certificate; employers withhold the flat state rate.
Employee unemployment insurance of 0.07% on all wages, no cap.
Indiana, Maryland, New Jersey, Ohio, Virginia, West Virginia. With reciprocity you file a certificate with your employer so only your home state is withheld.
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