Alabama Paycheck Calculator 2026 – Salary & Hourly Take-Home Pay

Find out exactly how much you take home in Alabama. This free Alabama paycheck calculator applies 2026 federal income tax, Social Security and Medicare and Alabama state income tax to your salary or hourly wage. Use it as a Alabama salary calculator to compare job offers, as an Alabama hourly paycheck calculator for shift work, or to check your take-home pay in Alabama after 401(k) and health insurance deductions. Need another state? Use the all-states paycheck calculator.

  • Up to date for 2026: uses the 2026 federal brackets and standard deduction, the $184,500 Social Security wage base and Alabama's 2026 income tax brackets.
  • Salary or hourly: enter an annual salary or an hourly wage with hours per week and overtime.
  • Every pay frequency: weekly, bi-weekly, semi-monthly, monthly, quarterly or annual take-home pay.
  • Pre-tax deductions: 401(k), health insurance and HSA reduce your taxable income, just like on a real pay stub.

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💵 Alabama Take-Home Pay Calculator

Pre-tax deductions & extras (optional)

For county or city taxes (e.g. Maryland counties, Ohio cities)

📊 Your Estimated Paycheck

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Take-home per paycheck
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Gross per paycheck
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Take-home per year
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Total tax rate
ItemPer paycheckPer monthPer year

These are estimates for planning, not tax or legal advice. Your employer's payroll system, your W-4 choices, local taxes and other deductions can change your actual paycheck.

🏛️ Alabama Income Tax Brackets 2026

Single taxable incomeRateMarried (joint) taxable incomeRate
$0 – $4992%$0 – $9992%
$500 – $2,9994%$1,000 – $5,9994%
$3,000 and up5%$6,000 and up5%

Standard deduction: $3,000 single / $8,500 married filing jointly. Personal exemption: $1,500 single / $3,000 married, $1,000 per dependent. Alabama lets you deduct the federal income tax you pay, and its standard deduction shrinks as income rises (to $2,500 single / $5,000 joint). Both are applied here. Some Alabama cities, such as Birmingham, also charge a 1% occupational tax. Sources: state revenue department 2026 rate schedules, withholding tables and 2026 legislation, cross-checked with the Tax Foundation 2026 table; checked 26 Oct 2026.

📊 Alabama Take-Home Pay on Common Salaries (2026)

The table shows 2026 take-home pay in Alabama for a single filer paid bi-weekly, using the standard deduction and no pre-tax deductions. Every figure comes from the calculator above.

SalaryFederal taxFICAState taxTake-home / yearBi-weeklyTotal tax rate
$30,000$1,420$2,295$1,175$25,110$965.7616.3%
$40,000$2,620$3,060$1,629$32,691$1,257.3518.3%
$50,000$3,820$3,825$2,069$40,286$1,549.4619.4%
$60,000$5,020$4,590$2,509$47,881$1,841.5820.2%
$75,000$7,670$5,738$3,126$58,466$2,248.6922.1%
$100,000$13,170$7,650$4,102$75,078$2,887.6324.9%
$150,000$24,734$11,475$6,023$107,768$4,144.9128.1%
$200,000$36,734$14,339$7,923$141,004$5,423.2229.5%

On a $40,000 salary a single worker in Alabama keeps about $32,691 a year ($1,257.35 every two weeks), paying 18.3% of gross pay in total tax. At $75,000 take-home pay rises to $58,466 ($2,248.69 bi-weekly), and at $150,000 it is $107,768, a total tax rate of 28.1%. Alabama state income tax takes $3,126 of the $75,000 salary, which is 4.2% of gross pay.

Married couples filing jointly get wider brackets and a larger standard deduction. Here is the same salary range for a married couple with one income in Alabama:

Household salaryFederal taxFICAState taxTake-home / yearBi-weeklyTotal tax rate
$30,000$0$2,295$924$26,781$1,030.0510.7%
$40,000$780$3,060$1,481$34,679$1,333.8113.3%
$50,000$1,780$3,825$1,931$42,464$1,633.2315.1%
$60,000$2,840$4,590$2,378$50,192$1,930.4616.4%
$75,000$4,640$5,738$3,038$61,584$2,368.6317.9%
$100,000$7,640$7,650$4,138$80,572$3,098.9219.4%
$150,000$15,340$11,475$6,253$116,932$4,497.3822.1%
$200,000$26,340$14,339$8,203$151,118$5,812.2324.4%

⏱️ Alabama Hourly Paycheck Calculator Table

Paid by the hour? This table converts common hourly wages into take-home pay in Alabama for a single filer working 40 hours a week, 52 weeks a year, with no overtime.

Hourly wageGross / yearWeekly take-homeBi-weeklyMonthlyYearly
$12/hr$24,960$408.19$816.38$1,768.82$21,226
$15/hr$31,200$500.36$1,000.72$2,168.22$26,019
$18/hr$37,440$591.28$1,182.56$2,562.22$30,747
$20/hr$41,600$652.04$1,304.08$2,825.52$33,906
$25/hr$52,000$803.94$1,607.88$3,483.75$41,805
$30/hr$62,400$955.84$1,911.68$4,141.98$49,704
$40/hr$83,200$1,229.13$2,458.27$5,326.24$63,915
$50/hr$104,000$1,494.93$2,989.87$6,478.04$77,736

For example, $20 an hour in Alabama is $41,600 a year before tax and about $652.04 a week after tax, while $15 an hour leaves about $500.36 a week. The Alabama minimum wage in 2026 is $7.25 an hour (No state law; federal $7.25); at 40 hours a week that is $15,080 a year before tax. Overtime hours are paid at 1.5× and taxed the same way – switch the calculator to Hourly and add your overtime hours to include them.

🧮 Worked Example: $60,000 Salary in Alabama

Here is exactly how the calculator gets from a $60,000 salary to take-home pay for a single filer in Alabama paid bi-weekly (26 paychecks), with no 401(k) or other pre-tax deductions.

  1. Gross pay: $60,000 ÷ 26 = $2,307.69 per paycheck.
  2. Federal taxable income: $60,000 − $16,100 standard deduction = $43,900.
  3. Federal income tax by bracket:
    • $0 – $12,400 at 10% = $1,240.00
    • $12,400 – $43,900 at 12% = $3,780.00
    Total: $5,020.00 a year ($193.08 per paycheck). Your top federal bracket is 12%, but the average rate on all your pay is only 8.4%.
  4. Social Security: $60,000 × 6.2% = $3,720.00. Medicare: $60,000 × 1.45% = $870.00.
  5. Alabama taxable income: $60,000 minus the $2,500 Alabama standard deduction, $5,020 of federal income tax, which Alabama lets you deduct and the $1,500 personal exemption = $50,980.
  6. Alabama income tax:
    • $0 – $500 at 2% = $10.00
    • $500 – $3,000 at 4% = $100.00
    • $3,000 – $50,980 at 5% = $2,399.00
    Total: $2,509.00 a year ($96.50 per paycheck).
  7. Take-home pay: $60,000 − $12,119.00 total tax = $47,881.00 a year, or $1,841.58 per bi-weekly paycheck.

🏛️ How Alabama Taxes Your Paycheck

Alabama has a graduated income tax with 3 brackets for single filers in 2026, starting at 2% and rising to 5% on taxable income above $3,000. Like the federal system, only the income inside each bracket is taxed at that bracket's rate, so moving into a higher bracket never lowers your take-home pay.

Before the rates apply, Alabama gives a standard deduction of $3,000 for single filers and $8,500 for married couples filing jointly and a personal exemption of $1,500 ($3,000 for couples) and $1,000 per dependent. The calculator subtracts your pre-tax 401(k), health and HSA deductions first, then these amounts, and applies the brackets to what is left. Head-of-household filers are estimated with the single brackets.

Alabama lets you deduct the federal income tax you pay, and its standard deduction shrinks as income rises (to $2,500 single / $5,000 joint). Both are applied here. Some Alabama cities, such as Birmingham, also charge a 1% occupational tax.

Local taxes: Several cities/counties levy occupational taxes on wages: Birmingham 1%, Bessemer 1%, Gadsden 2%, Opelika 1%, Auburn 1%, Macon County 1% etc. Enter your local rate in the “Local / city tax” box to include it.

🗺️ Alabama vs Other States: Take-Home Pay Ranking

How does a Alabama paycheck stack up? We ran the same $75,000 single-filer salary through the calculator for all 50 states and Washington, DC. Alabama ranks 38th of 51 for take-home pay at that salary, with $58,466 a year. That is $3,126 a year ($261 a month) less than in the states with no wage tax, and $2,453 more than in Oregon, the lowest at this salary.

At $150,000 the ranking is 24th of 51, with $107,768 taken home. Rankings shift as salaries rise because flat-tax states fall behind graduated-tax states at low incomes and pull ahead at high incomes.

🏦 How a 401(k) Changes Your Alabama Paycheck

Traditional 401(k) contributions come out before federal and state income tax, so they cost you less than they look. A single worker in Alabama earning $75,000 who saves 6% puts $4,500 a year into a 401(k), yet their take-home pay only falls by $3,334. The other $1,166 is income tax they no longer pay this year.

Per bi-weekly paycheck that is $173.08 saved for $128.25 less in your pocket. Social Security and Medicare are still charged on 401(k) money, which is why the saving is smaller than your full tax rate. Health, dental, vision and HSA premiums taken through a cafeteria (Section 125) plan go further: they also skip FICA. Enter them in the health box to see the effect.

A Roth 401(k) works the other way round: contributions come out after tax, so your take-home falls by the full amount today, but qualified withdrawals in retirement are tax-free.

👨‍👩‍👧 Single vs Married Paychecks in Alabama

Filing status and children change take-home pay a lot. On a $100,000 salary in Alabama: a single filer takes home $75,078; a married couple filing jointly on the same single income keeps $80,572; and if that couple has two children under 17 the $2,200-per-child federal credit raises take-home pay to $84,802.

If both spouses work, tick the multiple-jobs box on each W-4 (Step 2) or enter the combined income in this calculator and split it, otherwise the two employers may each withhold as if their paycheck were the only income, and you can owe tax in April.

📅 Alabama Paycheck by Pay Frequency

How often you are paid changes the size of each paycheck but not your yearly total. For a $75,000 single-filer salary in Alabama:

Pay frequencyPaychecks / yearGross per paycheckTake-home per paycheck
Weekly52$1,442.31$1,124.35
Bi-weekly26$2,884.62$2,248.69
Semi-monthly24$3,125.00$2,436.08
Monthly12$6,250.00$4,872.17

Bi-weekly pay gives 26 paychecks, so two months a year have three paydays. Semi-monthly pay (the 15th and the last day) gives 24 slightly bigger paychecks. For budgeting, multiply a bi-weekly paycheck by 26 and divide by 12 to get your true monthly income.

📄 How to Read Your Alabama Pay Stub

Your pay stub lists the same lines this calculator shows, so you can check each one against the estimate above. Here is what every line on a typical Alabama pay stub means:

  • Gross pay – what you earned before anything is taken out: salary for the period, or hours worked × hourly rate, plus overtime, commissions and bonuses.
  • Pre-tax deductions – 401(k) or 403(b) contributions, health, dental and vision premiums, HSA and FSA contributions. They come out before income tax, which is why they shrink your paycheck by less than their face value.
  • Federal income tax (FIT/FITW) – withheld according to the W-4 you gave your employer and the IRS percentage-method tables.
  • Social Security (OASDI) – 6.2% of wages up to the 2026 wage base of $184,500. Once you pass that amount in a year, this line stops.
  • Medicare (MED) – 1.45% of all wages, plus 0.9% Additional Medicare on wages above $200,000 in the year.
  • State and local tax (SIT / LIT) – state income tax and any city, county or school-district tax your employer is required to withhold.
  • Post-tax deductions – Roth 401(k) contributions, union dues, wage garnishments and some insurance; these do not reduce your taxes.
  • Net pay – the amount deposited in your account. Year-to-date (YTD) columns add up every paycheck so far this year.

If a line on your stub is very different from this estimate, check the W-4 your employer has on file, whether your health premiums are taken pre-tax, and whether your employer withholds a local tax you did not enter.

📝 How Your W-4 Changes Your Paycheck

The federal Form W-4 tells your employer how much federal income tax to withhold. Since 2020 it no longer uses allowances. Instead it has five steps: personal information and filing status (Step 1), multiple jobs or a working spouse (Step 2), dependents (Step 3), other adjustments such as other income, extra deductions or extra withholding (Step 4), and your signature (Step 5).

Filing status matters most. Single filers get a $16,100 standard deduction in 2026, married couples filing jointly $32,200 and heads of household $24,150, and each status has its own bracket widths. Claiming children in Step 3 lowers withholding by $2,200 per qualifying child under 17 and $500 per other dependent. If you want a bigger refund or owe tax every year, enter an amount in Step 4(c) – that is what the extra federal withholding box in this calculator does.

Most states use your federal W-4, but several have their own withholding certificate, so check with your employer if your state amount looks off. Updating your W-4 after a marriage, a new child or a second job is the easiest way to keep your take-home pay close to your real tax bill.

🎁 Bonuses, Overtime and Supplemental Pay

Overtime is part of your regular wages. Hourly workers covered by the Fair Labor Standards Act earn 1.5 times their hourly rate for hours over 40 in a week, and that money is taxed like the rest of the paycheck. Enter overtime hours in the hourly mode of the calculator to see the effect.

Bonuses, commissions paid separately and other supplemental wages are often withheld differently. When an employer pays a bonus separately from regular wages it may withhold federal income tax at a flat 22% (37% on supplemental pay above $1 million in a year). Social Security and Medicare still apply. The flat rate is only withholding, not your final tax: when you file your return the bonus is added to your other income, and you either get some back or owe a little more.

To estimate a bonus, add it to your annual salary in the calculator and compare the yearly take-home figure with the one you get without it. The difference is what the bonus adds to your Alabama take-home pay over the year.

🧾 How Your Take-Home Pay Is Calculated

  1. Gross pay: your salary, or hourly wage × hours × 52 weeks (overtime paid at 1.5×), divided by the number of pay periods.
  2. Pre-tax deductions: 401(k) contributions lower federal and state income tax. Health, dental and HSA premiums also lower Social Security and Medicare tax.
  3. Federal income tax: taxable income (gross − pre-tax deductions − the 2026 standard deduction of $16,100 single, $32,200 married or $24,150 head of household) is run through the 10%–37% brackets, then the $2,200 child tax credit and $500 other-dependent credit are subtracted.
  4. FICA: 6.2% Social Security on wages up to $184,500 and 1.45% Medicare on all wages, plus 0.9% Additional Medicare above $200,000.
  5. State & local tax: Alabama taxable income is your pay minus pre-tax deductions, the Alabama standard deduction and personal exemptions, taxed with the 2026 Alabama brackets shown above. Add any county or city tax in the local tax box.

❓ Alabama Paycheck FAQ

What is the Alabama state income tax rate in 2026?

Alabama has a graduated income tax in 2026 with rates from 2% up to 5%. The full bracket table is shown above.

How much is taken out of a paycheck in Alabama?

Your Alabama paycheck has federal income tax, Social Security (6.2%), Medicare (1.45%) and Alabama state income tax withheld. Enter your salary or hourly wage above to see the exact amounts.

Are there local income taxes in Alabama?

Alabama lets you deduct the federal income tax you pay, and its standard deduction shrinks as income rises (to $2,500 single / $5,000 joint). Both are applied here. Some Alabama cities, such as Birmingham, also charge a 1% occupational tax.

How much is $100,000 after taxes in Alabama?

A single filer earning $100,000 in Alabama takes home about $75,078 a year in 2026, or $2,887.63 per bi-weekly paycheck, after federal income tax, Social Security, Medicare and Alabama taxes. Pre-tax 401(k) or health deductions would lower the tax further.

How much is $20 an hour after taxes in Alabama?

At $20 an hour and 40 hours a week ($41,600 a year), a single worker in Alabama takes home about $652.04 a week, $1,304.08 every two weeks or $33,906 a year.

How much is $60,000 a year bi-weekly after taxes in Alabama?

$60,000 a year is $2,307.69 gross every two weeks. After 2026 taxes a single filer in Alabama takes home about $1,841.58 per bi-weekly paycheck. The worked example on this page shows every step.

How do I calculate my take-home pay in Alabama?

Choose Alabama, enter your salary or hourly wage, pick how often you are paid and your filing status, and add any 401(k) or health insurance deductions. The calculator subtracts 2026 federal and Alabama taxes and shows your net pay per paycheck, per month and per year.

Is this paycheck calculator accurate?

It uses the official 2026 federal tax tables and current state rates, so it is a close estimate. Your employer's exact withholding can differ slightly because of W-4 choices, local taxes and other deductions.

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